Indian Prime Minister Narendra Modi recently launched the Jeevan Pramaan, a Digital Life Certificate for pensioners.
The same is now expected to benefit as many as one crore pensioners in the country and is based on the Aadhar Card.
The proposed digital certification will do away with the requirement of a pensioner having to submit a physical Life Certificate in November each year, in order to ensure continuity of pension being credited into his account.
Key details of the pensioner, including date, time, and biometric information will be uploaded to a central database on real-time basis, ultimately enabling the Pension Disbursing Agency to access a Digital Life Certificate. This will conclusively establish that the pensioner was alive at the time of authentication.
The earlier requirement entailed that a pensioner either personally presents himself before the Pension Disbursing Agency, or submits a Life Certificate issued by authorities specified by the Central Pension Accounting Office (CPAO).
At present, 50 lakh individuals draw pension from the Central Government alone. A similar number draw pension from State and Union Territory Governments. Several PSUs also provide pension benefits. Over 25 lakh retired personnel draw pension from the Armed Forces. The Aadhar-Based Digital Life Certificate will go a long way in reducing hardship which so many senior citizens have to go through to produce a Life Certificate every year.
A look at the features an advantages of Jeevan Pramaan Digital Life Certificate for Pensioners
1) No need to handover physical life certificate in November every year.
2) Likely to benefit as many as one crore pensioners.
3) Based on the Aadhar Card.
4) Will conclusively establish that the pensioner was alive at the time of authentication.
5) As many as 50 lakh pensioners from the central government apart from the armed forces to benefit.