With the advent of technology in the banking sector, there are different ways to check balance in savings account other than passbook.
Earlier, bank customers had the only option to check balance through updating their passbook at the branch. Once, it was updated it showed all the previous transactions such as debit and credit till date.
Here are different ways to check savings account balance in India:
Automated Teller Machine (ATMs)
Bank customers can carry out many financial transactions through ATM without visiting a bank branch. One of the simple things is to know account balance.
Individuals can swipe the card at the ATM and enter their four-digit PIN. Once correct PIN is entered, click on balance enquiry from given options.
Bank customers who are registered for net banking can check their account balance online and bank statement for free. Say, for example, SBI account customers can log in and find an option " Click here for balance" to check the balance. Individuals can check the balance till date, however, they can see only available balance.
Bank customers need to register themselves for mobile banking. SBI bank customers can msg "SBI Quick" facility to know your account balance. Make sure you have registered your Mobile number before availing the service.
Most of the popular banks have their own applications where one can do transactions such as balance enquiry, fund transfer, bill payments etc.
Missed call Banking
Bank customers can know your savings account balance by giving missed call to your respective banks with your registered mobile number. Check here to know more.
99# to do basic banking
Using *99# service, a customer can access financial services by dialing *99# from his/her mobile registered with the bank. The service works across all GSM service providers and handsets.
With the help of this number, individuals can make balance enquiry of the bank account linked to his/her mobile number.