Here Is How To Use UPI Based SBI App SBIPay?

Installation and Registration

For Installation you can follow this link and install it from play store

For Registration you need to fill in details

Virtual Address (you need to give a unique id just like your email id.)

First Name(As per PAN Card)

Last Name(As per PAN Card)

Email (Useful in case you forget your login password)

Security question(Useful in case you forget your login password)

Answer (Useful in case you forget your login password)
Select Bank (As this as SBI app it SBI will be the first option to select)

Check in box that you agree to the terms and conditions and click next then you need set a six digit login password for your account

Once you register first thing you should be doing is go to account management and set MPIN for your account for future Transactions.

Home screen

In home screen you can see there will be six categories

Pay (In this you can pay to an individual)

Approve (for approve or dismiss any fund transfer request sent to you)

Collect (this category is request for money from an individual who is using UPI service)

Account Management (In this category you can manage your account and change MPIN)

My UPI Transactions (This is like a statement for your UPI transactions)

Dispute Status (This category is to check the status of your query)

Pay

Once you enter into this category you will be having two categories one send money to a Virtual Payment Address and send money to Account Number.

For VPA payment you need to click UPI symbol and fill in the details such as

Payee Virtual Address

Payee Name

Remarks (For Future reference)

Transaction amount

Then need to click on pay then need to enter then need to key in MPIN and proceed.

For Payment to account number you need to fill in few details they are

Payee Account number

Payee IFSC Code

Remarks (For Future reference)

Transaction amount

Then need to click on pay then need to enter then need to key in MPIN and proceed.

Collect

You can only request money from UPI service user and for fill request need to fill in some fields they are

Payer Virtual Address

Payer Name

Remarks (For Future reference)

Transaction amount

You need to set Expiry Time and Date as well and click on initiate collect.

Account Management

In this category you will have 5 categories which helps you manage your UPI Account

Add Account (you can add any nationalized and private banks which is partnered with this service)

Set PIN (This option is to set PIN for the First time)

Change MPIN (His option is in case if you want to change PIN)

Set Preferred (If you are having multiple accounts in one account you can set one preferred one here)

Remove Account (If you want to remove any Account from the list of your accounts you can do it here).