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Audited Results of Punjab & Sind Bank Company

(Rs in Cr.)	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020	Mar 31, 2019
Operating Income	7,992.73	7,095.81	6,973.91	7,929.53	8,558.67
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	1,544.42	1,453.39	1,688.07	1,211.09	1,175.81
Selling Expenses	7.62	3.87	2.72	5.63	3.05
Administrative Expenses	899.94	829.66	4,670.41	3,123.69	2,802.62
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	7,471.33	6,731.41	11,073.19	10,212.38	10,260.44
Operating Profit	521.40	364.40	-4,099.28	-2,282.86	-1,701.77
Other Recurring Income	939.96	959.38	902.80	897.40	828.28
Adjusted PBDIT	6,617.62	5,911.68	5,585.35	7,022.81	7,661.11
Financial Expenses	5,019.35	4,444.50	4,712	5,871.98	6,278.97
Depreciation	148.33	137.09	102.13	53.91	-14.72
Other Write offs	0	0	0	0	0
Adjusted PBT	1,313.03	1,186.68	-3,298.61	-1,439.37	-858.77
Tax Charges	0	147.63	-565.71	-448.57	-315.30
Adjusted PAT	1,313.03	1,039.05	-2,732.90	-990.80	-543.48
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	1,313.03	1,039.05	-2,732.90	-990.80	-543.48
Equity Dividend	210.11	0	0	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	1,728.95	-2,538.49	-3,482.13	-667.69	443.51

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