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Indian Overseas Bank FD Interest Rate Calculator

Indian Overseas Bank FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Indian Overseas Bank. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.

Indian Overseas Bank Fixed Deposit Interest Rates

Indian Overseas Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Indian Overseas Bank fixed deposit interest rate and making the decisions is now very easy.

For domestic deposits - Upto Rs. 1 cr [ Revised on : 01-12-2016 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days (for single deposit of Rs.1 lakh and above) Upto Rs. 1 cr 4.00 -
15 days to 29 days Upto Rs. 1 cr 4.00 -
30 days to 45 days Upto Rs. 1 cr 4.00 -
46 days to 60 days Upto Rs. 1 cr 4.00 -
61 days to 90 days Upto Rs. 1 cr 4.50 -
91 days to 120 days Upto Rs. 1 cr 5.00 -
121 days to 179 days Upto Rs. 1 cr 5.00 -
180 days to 269 days Upto Rs. 1 cr 5.75 -
270 days less than 1 year Upto Rs. 1 cr 6.25 -
1year Upto Rs. 1 cr 6.75 -
Above1 year to less than 2 years Upto Rs. 1 cr 6.50 -
2 years to 3 years Upto Rs. 1 cr 6.25 -
Above 3 years to less than 5 years Upto Rs. 1 cr 6.00 -
5 years and above Upto Rs. 1 cr 6.00 -

For domestic deposits - Upto Rs. 25 lakh [ Revised on : 01-12-2016 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days (for single deposit of Rs.1 lakh and above) Upto Rs. 25 lakh - 4.50
15 days to 29 days Upto Rs. 25 lakh - 4.50
30 days to 45 days Upto Rs. 25 lakh - 4.50
46 days to 60 days Upto Rs. 25 lakh - 4.50
61 days to 90 days Upto Rs. 25 lakh - 5.00
91 days to 120 days Upto Rs. 25 lakh - 5.50
121 days to 179 days Upto Rs. 25 lakh - 5.50
180 days to 269 days Upto Rs. 25 lakh - 6.25
270 days less than 1 year Upto Rs. 25 lakh - 6.75
1year Upto Rs. 25 lakh - 7.25
Above1 year to less than 2 years Upto Rs. 25 lakh - 7.00
2 years to 3 years Upto Rs. 25 lakh - 6.75
Above 3 years to less than 5 years Upto Rs. 25 lakh - 6.50
5 years and above Upto Rs. 25 lakh - 6.50

Tax Saver Fixed Deposits [ Amount capped at Rs. 1 lakh per Financial Year ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
IOB Tax Saver Deposit Scheme - 5 Years Upto Rs. 1 lakh 6.00 6.50

For NRO Fixed Deposit - Upto Rs. 1 cr [ Revised on : 01-12-2016 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days (for single deposit of Rs.1 lakh and above) Upto Rs. 1 cr 4.00
15 days to 29 days Upto Rs. 1 cr 4.00
30 days to 45 days Upto Rs. 1 cr 4.00
46 days to 60 days Upto Rs. 1 cr 4.00
61 days to 90 days Upto Rs. 1 cr 4.50
91 days to 120 days Upto Rs. 1 cr 5.00
121 days to 179 days Upto Rs. 1 cr 5.00
180 days to 269 days Upto Rs. 1 cr 5.75
270 days less than 1 year Upto Rs. 1 cr 6.25
1year Upto Rs. 1 cr 6.75
Above1 year to less than 2 years Upto Rs. 1 cr 6.50
2 years to 3 years Upto Rs. 1 cr 6.25
Above 3 years to less than 5 years Upto Rs. 1 cr 6.00
5 years and above Upto Rs. 1 cr 6.00

For NRE Fixed Deposit - Upto Rs. 1 cr [ Revised on : 01-12-2016 ]

Maturity Period Deposit Amount Interest Rate
1year Upto Rs. 1 cr 6.75
Above1 year to less than 2 years Upto Rs. 1 cr 6.50
2 years to 3 years Upto Rs. 1 cr 6.25
Above 3 years to less than 5 years Upto Rs. 1 cr 6.00
5 years and above Upto Rs. 1 cr 6.00

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