1. Salary hike is expected to be in the range of 11-15% this year.
2. Politically it is expected to be good year for India and the markets will reflect that too. Can we see sensex hitting 25000!
3. Bank deposit rate will come down a tad lower at 8.5 %
4. Similarly your loan EMIs is also likely to down a bit.
5. Prices of property may start going up towards the end of the year, if you were planning to buy a property, you may get a good deal in the early part of this year
6. Your house hold expenses are expected to stabilize this year
7. This year is a good time to start SIPs in mutual funds for your long term needs (easiest of all predictions!)