Few Investment Mantras For Working Women

Posted By:

Indian women today are busy. They manage their career as well as raise their family or even may run a business.

But they often forget to plan their investment and thus depend on their spouse or father to decide it for them.

Wake up and start planning your investment, financial goals and diversify your portfolio. If required, seek financial advice.

Women should start realising, thinking and understanding the importance of money and its investment aspect to avoid critical situations and be prepared to face it.

Few Investment Mantras For Working Women

Here are different investment avenues to look at:


Gold is favourite of every woman and believe in investing in jewellery is good investment option. It can be a better investment option if one is considering investing in gold ETF, gold funds or gold coins.


Well, we should not forget "health is wealth". Increasing inflation, costs of hospitalization will be a drain on your resources. So, it is better to insure yourself.

Investing in stocks

It will better option if you have some prior knowledge of it. If not, you can consult an investment advisor. This kind of investment is vital to diversify your portfolio and hendge against inflation. However, many women prefer safety than higher returns.

Bank FDs

Favorite of most women, keeping the safety tag in mind, is bank FDs. If you opt for 5-year tax saving FD, you can also claim tax deduction under section 80C of the IT Act.


The amount invested in Public Provident Fund will help one take care of expenses in retirement years. This product is safe investment option for risk adverse investors and returns are tax free.

Mutual Fund SIP:

Which is very similar to recurring deposits. If you want superior returns than bank FDs and at the same time if you lack knowledge of equity markets, you can look at some equity schemes floated by mutual funds. The returns from these schemes are risky though.

However, before making any investment one needs to understand the basic concept of investing and risks linked to it. So to start with one has to know their long term, short trem goals and financial commitments before investing.


Read more about: investment, gold, ppf, insurance
Story first published: Wednesday, October 17, 2012, 10:43 [IST]
Please Wait while comments are loading...
Company Search
Enter the first few characters of the company's name or the NSE symbol or BSE code and click 'Go'

Thousands of Goodreturn readers receive our evening newsletter.
Have you subscribed?