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ICICI Bank Customers Can Now Secure Personal Loan Upto Rs. 15 Lakhs At ATMs
ICICI Bank customers can now secure loan of upto Rs. 15 lakhs depending on their eligibility criteria and pre-checked CIBIL score instantaneously at ATMs.
Depending on the pre-checked CIBIL score, now India's largest private-sector lender ICICI Bank shall now be offering several eligible loan amount options to a maximum of Rs. 15 lakh for a tenure of 5 yearss.
The facility shall provide for instant disbursal of loan amount at ATMs. For its eligible salaried customer segment, the bank provides pre-qualified personal loan amount in their account on an instantaneous basis in a paperless and digital environment. The interest rate on personal loan falls in the range of 10.99-22% on an annual basis.
Similar small-ticket size loans are on offer by HDFC bank at the ATM depending on the person's transaction details, balance, credit and debit card payments as well as salary credits.
"The offering of instant personal loans at ATMs enables our customers to receive funds conveniently, when they choose to opt for the loan", says executive director of the bank, Anup Bagchi.
Know how you can secure the ICICI Bank Personal Loan at ATM
After you are done with a transaction at the bank's ATM, a option concerning pre-approved loan comes depending on your eligibility criteria. Now, if you are looking for funds via personal loan from ICICI bank, you need to accept the interest rate, processing fee as well as EMI and agree on the mentioned terms and conditions.
Thereafter, you need to enter debit card PIN, money is credited in an instantaneous basis in the savings account of the person with the bank. the feature is also available on the bank's website, branches as well as its app- iMobile.
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