Credit Report: Latest News and Updates, Top Stories, Videos, Photos About Credit Report

Credit Reporting Woes: RBI Gets Record Complaints Against CIBIL; Here's How You Can Report Your Issue!

The Reserve Bank of India (RBI) has disclosed that it received 796 complaints against Credit Information Bureau (India) Limited (CIBIL) in the fiscal year ending March 31, 2023. This number marks the highest ever complaints lodged against a credit bureau, according ...

5 Ways To Build A Strong Credit Score Without Credit Card

Credit cards can be a useful tool if used properly. With a credit card, you can buy goods and pay them later in EMIs, which is convenient in the approaching festivals. But not everyone gets a credit card easily, to apply ...

How To Remove Late Payments Record From Your Credit Report?

Most people these days are familiar with credit cards, loans, and the credit/CIBIL report. Why credit report is important? Your credit report summarises your credit history over the previous 36 months, suggesting your capacity to repay lenders and financial organizations, who ...

Borrowers Note You Can Get One Free Credit Report With Credit Score Every Year

In accordance with the RBI norms, if you are seeking Cibil report and Cibil score for any borrowing purpose, you can avail of the same at no cost once in a calendar year. So, in case you are close to closing ...

5 Things To Do After Repaying Home Loan

Home loan primarily caters to first-time home buyers who through the financing facility are able to buy their dream house. Nonetheless, as it comes with a long-term commitment (repayment tenure is usually more than 10 years) you need to be financially ...

Paytm Rolls Out Facility To Check Credit Score For App Users

Paytm, a digital payments company has rolled out a credit score check facility for user of its mobile app. The new service can be accessed under the user profile section by clicking on ‘My credit score' tab. Users availing the facility ...

What Does Credit Card Charge-off Means For Credit Cardholder?

Technically speaking, a credit card charge off means that the credit provider or credit card company no longer considers debt of an individual, even if it is currently owed to the company as an asset. The two terms ‘charge off' and ...

How High Credit Score Helps You Save Money?

Credit score which is often a neglected concept during financial planning comes into play when you are in need of funds and the institution that you approach weighs the factor substantially while processing your loan application. For the laymen, it is ...

Did You Know: Employers Checking Your Credit Score Before Hiring

Nowadays, though it may sound as something new as a criterion of hiring, companies majorly from the financial services and IT domain are seeking your credit profile first. As employers in case of a weak score are refusing the offer made ...

How to Improve Your CIBIL Score?

Your chances of getting a loan in India depends on your CIBIL Score. If you have a bad credit score and you want to improve it for a future credit need, here are some good practices you could follow. TransUnion CIBIL, ...

Factor These Points Before Deciding Home Loan Deal

To decide on the best deal available for home loan, as it can be a time when you might have zeroed in on the property as your potential residence and now scouting out for the best home loan deal, you need ...

Errors In CIBIL Report: Here's How You Can Get It Corrected?

CIBIL report and CIBIL score used by lenders when deciding on your future loan disbursals are a crucial set of information and not just among few other documentation formalities. Any mistake in the report from your side or from ...

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