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Why Banks Are Cutting Down On Savings Rates And Options For You At This Time

Now that BOB has followed the suit of SBI and cut down on interest rate on savings bank account to 3.5% per annum. You can explore available options and recourse for you as any earning loss in the long run ...

After SBI, BOB Cuts Savings Rate To 3.5%

SBI cut its interest rate offering on savings bank deposits upto Rs. 1 crore from 4% to 3.5% and on similar lines, Bank of Baroda also lowered its interest rate on savings bank account with deposits upto Rs 50 lakh ...

SBI Lowers Interest Rate on Saving Accounts

For saving deposits upto Rs. 1crore or less, the state-run lender has reduced its interest rates by 50 basis points to 3.5%. Nonetheless for deposits over Rs. 1 crore, the bank will continue to offer 4% interest rate p.a. ...

4 Reasons Why You Should Stop Investing In Bank FDs?

Barring few banks, fixed deposit return or interest rate are heading continuously southwards with very few offering rates @ 7%-8%, more so after the scrapping of the high-value currency notes in the financial system which pumped in considerable liquidity. Here are ...

Difference between inflation-adjusted return, tax-adjusted return and internal rate of return?

The expected return from an investment that drives decision of an investor is to be computed considering different integral factors that eventually determine actual and final return from an investment. And calculation accounting such factors enable us realize that whether we ...

RBI to launch CPI-linked savings certificate by month-end

MUMBAI: To offer a hedging option to investors who are getting a negative real rate of return due to high inflation, RBI Governor Raghuram Rajan today said the apex bank will launch the consumer price inflation (CPI)- indexed savings certificate product ...