Home  »  Banking  »  Bank FD Interest Rates  »  Bank of Baroda

Bank of Baroda FD Interest Rate Calculator

Bank of Baroda FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Bank of Baroda. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.

Bank of Baroda Fixed Deposit Interest Rates

Bank of Baroda fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Bank of Baroda fixed deposit interest rate and making the decisions is now very easy.


For domestic deposits - Above Rs. 10 cr to Rs 25 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Above Rs. 10 cr to Rs 25 cr 4.00 -
15 days to 45 days Above Rs. 10 cr to Rs 25 cr 4.00 -
46 days to 90 days Above Rs. 10 cr to Rs 25 cr 4.00 -
91 days to 180 days Above Rs. 10 cr to Rs 25 cr 4.50 -
181 days to 270 days Above Rs. 10 cr to Rs 25 cr 4.75 -
271 days and Above and less than 1 year Above Rs. 10 cr to Rs 25 cr 5.00 -
1 year Above Rs. 10 cr to Rs 25 cr 5.75 -
Above 1 year and upto 2 years Above Rs. 10 cr to Rs 25 cr 6.00 -
Above 2 year and upto 3 years Above Rs. 10 cr to Rs 25 cr 6.25 -
Above 3 Years and upto 5 Years Above Rs. 10 cr to Rs 25 cr 6.25 -

For domestic deposits - Above Rs. 100 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Above Rs. 100 cr 4.00 -
15 days to 45 days Above Rs. 100 cr 4.00 -
46 days to 90 days Above Rs. 100 cr 4.00 -
91 days to 180 days Above Rs. 100 cr 4.50 -
240 days to 270 days Above Rs. 100 cr 4.75 -
331 days to less than 1 years Above Rs. 100 cr 5.00 -
1 year Above Rs. 100 cr 5.75 -
Above 1 year and upto 2 years Above Rs. 100 cr 6.00 -
Above 2 year and upto 3 years Above Rs. 100 cr 6.25 -
Above 3 Years and upto 5 Years Above Rs. 100 cr 6.25 -

For domestic deposits - Above Rs. 25 cr to Rs 50 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Above Rs. 25 cr to Rs 50 cr 4.00 -
15 days to 45 days Above Rs. 25 cr to Rs 50 cr 4.00 -
46 days to 90 days Above Rs. 25 cr to Rs 50 cr 4.00 -
91 days to 180 days Above Rs. 25 cr to Rs 50 cr 4.50 -
181 days to 270 days Above Rs. 25 cr to Rs 50 cr 4.75 -
271 days and Above and less than 1 year Above Rs. 25 cr to Rs 50 cr 5.00 -
1 year Above Rs. 25 cr to Rs 50 cr 5.75 -
Above 1 year and upto 2 years Above Rs. 25 cr to Rs 50 cr 6.00 -
Above 2 year and upto 3 years Above Rs. 25 cr to Rs 50 cr 6.25 -
Above 3 Years and upto 5 Years Above Rs. 25 cr to Rs 50 cr 6.25 -

For domestic deposits - Above Rs. 50 cr to Rs 100 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Above Rs. 50 cr to Rs 100 cr 4.00 -
15 days to 45 days Above Rs. 50 cr to Rs 100 cr 4.00 -
46 days to 90 days Above Rs. 50 cr to Rs 100 cr 4.00 -
91 days to 180 days Above Rs. 50 cr to Rs 100 cr 4.50 -
240 days to 270 days Above Rs. 50 cr to Rs 100 cr 4.75 -
331 days to less than 1 years Above Rs. 50 cr to Rs 100 cr 5.00 -
1 year Above Rs. 50 cr to Rs 100 cr 5.75 -
Above 1 year and upto 2 years Above Rs. 50 cr to Rs 100 cr 6.00 -
Above 2 year and upto 3 years Above Rs. 50 cr to Rs 100 cr 6.25 -
Above 3 Years and upto 5 Years Above Rs. 50 cr to Rs 100 cr 6.25 -

For domestic deposits - Less than Rs. 1 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Less than Rs. 1 cr 4.25 4.75
15 days to 45 days Less than Rs. 1 cr 4.75 5.25
46 days to 90 days Less than Rs. 1 cr 5.00 5.50
91 days to 180 days Less than Rs. 1 cr 5.50 6.00
181 days to 270 days Less than Rs. 1 cr 6.00 6.50
271 days to less than 1 year Less than Rs. 1 cr 6.25 6.75
1 year Less than Rs. 1 cr 6.45 6.95
Above1 year to 400 days Less than Rs. 1 cr 6.55 7.05
Above 400 days and up to 2 years Less than Rs. 1 cr 6.50 7.00
Above 2 Years and upto 3 Years Less than Rs. 1 cr 6.50 7.00
Above 3 Years and upto 5 Years Less than Rs. 1 cr 6.50 7.00
Above 5 Years and upto 10 Years Less than Rs. 1 cr 6.25 6.75

For domestic deposits - Rs. 1 cr to Rs. 10 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 1 cr to Rs. 10 Cr 4.00 -
15 days to 45 days Rs. 1 cr to Rs. 10 Cr 4.00 -
46 days to 90 days Rs. 1 cr to Rs. 10 Cr 4.00 -
91 days to 180 days Rs. 1 cr to Rs. 10 Cr 4.50 -
181 days to 270 days Rs. 1 cr to Rs. 10 Cr 4.75 -
271 days to less than 1 year Rs. 1 cr to Rs. 10 Cr 5.00 -
1 year Rs. 1 cr to Rs. 10 Cr 5.75 -
1 year and above up to 2 years Rs. 1 cr to Rs. 10 Cr 6.00 -
Above 2 Years and upto 3 Years Rs. 1 cr to Rs. 10 Cr 6.25 -
Above 3 Years and upto 5 Years Rs. 1 cr to Rs. 10 Cr 6.25 -
Above 5 Years and upto 10 Years Rs. 1 cr to Rs. 10 Cr 6.25 -

Tax Saver Fixed Deposits [ Amount capped at Rs. 1 lakh per Financial Year ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
Tax Savings Scheme - 5 years Less than Rs. 1 cr 6.50 -
Above 5 years to up to 10 years Less than Rs. 1 cr 6.25 -

For NRO Fixed Deposit - Above Rs. 10 cr to Rs 25 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Above Rs. 10 cr to Rs 25 cr 4.00
15 days to 45 days Above Rs. 10 cr to Rs 25 cr 4.00
46 days to 90 days Above Rs. 10 cr to Rs 25 cr 4.00
91 days to 180 days Above Rs. 10 cr to Rs 25 cr 4.50
181 days to 270 days Above Rs. 10 cr to Rs 25 cr 4.75
271 days to less than 1 year Above Rs. 10 cr to Rs 25 cr 5.00
1 year and above up to 2 years Above Rs. 10 cr to Rs 25 cr 6.00
1 year Above Rs. 10 cr to Rs 25 cr 5.75
Above 2 Years and upto 3 Years Above Rs. 10 cr to Rs 25 cr 6.25
Above 3 Years and upto 5 Years Above Rs. 10 cr to Rs 25 cr 6.25

For NRO Fixed Deposit - Above Rs. 100 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Above Rs. 100 cr 4.00
15 days to 45 days Above Rs. 100 cr 4.00
46 days to 90 days Above Rs. 100 cr 4.00
91 days to 180 days Above Rs. 100 cr 4.50
240 days to 270 days Above Rs. 100 cr 4.75
331 days to less than 1 years Above Rs. 100 cr 5.00
1 year Above Rs. 100 cr 5.75
Above 1 year and upto 2 years Above Rs. 100 cr 6.00
Above 2 year and upto 3 years Above Rs. 100 cr 6.25
Above 3 Years and upto 5 Years Above Rs. 100 cr 6.25

For NRO Fixed Deposit - Above Rs. 25 cr to Rs 50 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Above Rs. 25 cr to Rs 50 cr 4.00
15 days to 45 days Above Rs. 25 cr to Rs 50 cr 4.00
46 days to 90 days Above Rs. 25 cr to Rs 50 cr 4.00
91 days to 180 days Above Rs. 25 cr to Rs 50 cr 4.50
181 days to 270 days Above Rs. 25 cr to Rs 50 cr 4.75
271 days to less than 1 year Above Rs. 25 cr to Rs 50 cr 5.00
1 year and above up to 2 years Above Rs. 25 cr to Rs 50 cr 6.00
1 year Above Rs. 25 cr to Rs 50 cr 5.75
Above 2 Years and upto 3 Years Above Rs. 25 cr to Rs 50 cr 6.25
Above 3 Years and upto 5 Years Above Rs. 25 cr to Rs 50 cr 6.25

For NRO Fixed Deposit - Above Rs. 50 cr to Rs 100 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Above Rs. 50 cr to Rs 100 cr 4.00
15 days to 45 days Above Rs. 50 cr to Rs 100 cr 4.00
46 days to 90 days Above Rs. 50 cr to Rs 100 cr 4.00
91 days to 180 days Above Rs. 50 cr to Rs 100 cr 4.50
240 days to 270 days Above Rs. 50 cr to Rs 100 cr 4.75
331 days to less than 1 years Above Rs. 50 cr to Rs 100 cr 5.00
1 year Above Rs. 50 cr to Rs 100 cr 5.75
Above 1 year and upto 2 years Above Rs. 50 cr to Rs 100 cr 6.00
Above 2 year and upto 3 years Above Rs. 50 cr to Rs 100 cr 6.25
Above 3 Years and upto 5 Years Above Rs. 50 cr to Rs 100 cr 6.25

For NRO Fixed Deposit - Less than Rs. 1 cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Less than Rs. 1 cr 4.25
15 days to 45 days Less than Rs. 1 cr 4.75
46 days to 90 days Less than Rs. 1 cr 5.00
91 days to 180 days Less than Rs. 1 cr 5.50
181 days to 270 days Less than Rs. 1 cr 6.00
271 days to less than 1 year Less than Rs. 1 cr 6.25
1 year Less than Rs. 1 cr 6.45
Above1 year to 400 days Less than Rs. 1 cr 6.55
Above 400 days and up to 2 years Less than Rs. 1 cr 6.50
Above 2 Years and upto 3 Years Less than Rs. 1 cr 6.50
Above 3 Years and upto 5 Years Less than Rs. 1 cr 6.50
Above 5 Years and upto 10 Years Less than Rs. 1 cr 6.25

For NRO Fixed Deposit - Rs. 1 cr to Rs. 10 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 1 cr to Rs. 10 Cr 4.00
15 days to 45 days Rs. 1 cr to Rs. 10 Cr 4.00
46 days to 90 days Rs. 1 cr to Rs. 10 Cr 4.00
91 days to 180 days Rs. 1 cr to Rs. 10 Cr 4.50
181 days to 270 days Rs. 1 cr to Rs. 10 Cr 4.75
271 days to less than 1 year Rs. 1 cr to Rs. 10 Cr 5.00
1 year and above up to 2 years Rs. 1 cr to Rs. 10 Cr 6.00
1 year Rs. 1 cr to Rs. 10 Cr 5.75
Above 2 Years and upto 3 Years Rs. 1 cr to Rs. 10 Cr 6.25
Above 3 Years and upto 5 Years Rs. 1 cr to Rs. 10 Cr 6.25
Above 5 Years and upto 10 Years Rs. 1 cr to Rs. 10 Cr 6.25

For NRE Fixed Deposit - Above Rs. 10 cr lakh to Rs. 25 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
1 year Above Rs. 10 cr lakh to Rs. 25 Cr 5.75
Above 1 year up to 2 years Above Rs. 10 cr lakh to Rs. 25 Cr 6.00
Above 2 year up to 3 years Above Rs. 10 cr lakh to Rs. 25 Cr 6.25

For NRE Fixed Deposit - Above Rs. 100 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
1 year Above Rs. 100 Cr 5.75

For NRE Fixed Deposit - Above Rs. 25 cr lakh to Rs. 50 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
1 year Above Rs. 25 cr lakh to Rs. 50 Cr 5.75
Above 1 year up to 2 years Above Rs. 25 cr lakh to Rs. 50 Cr 6.00
Above 2 year up to 3 years Above Rs. 25 cr lakh to Rs. 50 Cr 6.25

For NRE Fixed Deposit - Above Rs. 50 cr to Rs. 100 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
1 year Above Rs. 50 cr to Rs. 100 Cr 5.75

For NRE Fixed Deposit - less than Rs. 1 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
1 year less than Rs. 1 Cr 6.45
Above1 year to 400 days less than Rs. 1 Cr 6.55
Above 400 days and up to 2 years less than Rs. 1 Cr 6.50
Above 2 Years and upto 3 Years less than Rs. 1 Cr 6.50
Above 3 Years and upto 5 Years less than Rs. 1 Cr 6.50
Above 5 Years and upto 10 Years less than Rs. 1 Cr 6.25

For NRE Fixed Deposit - Rs. 1 cr lakh to Rs. 10 Cr [ Revised on : 01-01-2018 ]

Maturity Period Deposit Amount Interest Rate
Above 1 year and up to 2 years Rs. 1 cr lakh to Rs. 10 Cr 6.00
1 year Rs. 1 cr lakh to Rs. 10 Cr 5.75
Above 2 year and up to 3 years Rs. 1 cr lakh to Rs. 10 Cr 6.25
Above 3 year and up to 10 years Rs. 1 cr lakh to Rs. 10 Cr 6.25

Features of Bank of Baroda’s Fixed Deposit

• The fixed deposit schemes are available across all the branches of Bank of Baroda spread across the length and breadth of the country.
• The minimum tenure of the deposit is for a period of 7 days.
• The maximum tenure of deposit is 10 years.
• The minimum investment amount for opening an FD account is Rs 1000.
• The rate of interest on FD ranges from 4% - 7% depending on the tenure of the deposit.
• Nomination facility is available on the deposit schemes.
• The depositor can avail loan facilities on their fixed deposits.
• Maturity amount for a tenure of 5 years is eligible for tax deduction under the Income Tax Act of 1961 under Section 80C whereas the interest amount earned on the deposit is taxable in nature.
• If the annual interest earned on the fixed deposit scheme exceeds Rs 10,000 then the bank levies tax on the interest amount which is known as Tax Deducted at Source (TDS).

Types of Deposit Schemes in Bank of Baroda

• Short Deposits
• Baroda Holiday Saving Recurring Deposits
• Baroda Advantage Fixed Deposits (Non-Callable)
• Baroda Maha Utsav Deposit Scheme
• Fast Access Deposit Scheme
• BOB Suvidha Fixed Deposit Scheme
• Regular Income Plan
• Monthly Income Plan
• Regular Income Cum Recurring Deposit
• Term Deposits
• Baroda Tax Savings Term Deposit
• Capital Gain Account Scheme, 1988

Fixed Deposit Calculator

The fixed deposit (FD) calculator is a tool which helps the investors to check the overall interest rate yields. Most of the banks in India compound interest once in a quarter that is once in three months every year and hence it is important for the investors to understand the maturity value of the initial deposited amount for better financial planning.

One has to just enter the principal amount, the rate of interest, the term of the deposit in the calculator to arrive at the maturity value which includes the yield value. The Reserve Bank of India recently hiked the basis points which in turn led to the rise in the interest rates on term deposits after a long time. With yet another rate hike on cards, the investors have to take maximum benefit from their savings by investing in fixed deposits when the interest rates are high.

Find IFSC

Bank Interest Rates & Calculators
Public Sector / Nationalized Banks
Indian Private Sector Banks
Foreign Banks
Cooperative Banks

Get Latest News alerts from Goodreturns

Get Latest News alerts from Goodreturns

We use cookies to ensure that we give you the best experience on our website. This includes cookies from third party social media websites and ad networks. Such third party cookies may track your use on Goodreturns sites for better rendering. Our partners use cookies to ensure we show you advertising that is relevant to you. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on Goodreturns website. However, you can change your cookie settings at any time. Learn more