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BOB Signature Visa Credit Card Bank of Baroda

  • The annual fee is waived if the cardholder’s spending is Rs 2,00,000 in a year and pays the credit card bills on a regular basis. 
  • Cash withdrawal limit is 40% of credit limit.

Annual Fee 1000
Network Visa
Card Type Shopping & Cashback
Welcome Gifts
  • There is no welcome gift for BOB Signature Visa Credit Card.
  • Get 2 bonus points on the purchase of Rs 100 (except for cash/ petrol transactions).
  • Get Air Accident insurance cover of Rs 50,00,000. 
  • Get other accidental insurance coverage of Rs 10,00,000.
  • Cash withdrawal charge is 3% on Rs 200 in domestic ATMs.
  • Cash withdrawal charge is 3.5% on Rs 250 in foreign ATMs.
  • The cardholder can use the Insta Pay Services to pay the bills via online.
  • The interest rate of 2.6% is charged on a monthly basis (APR – 31.2% per annum).
  • The card is valid for use in any part of the world.
Required Docs
  • Identity Proof – Copy of Passport / PAN Card / Aadhaar Card / Driving License/ Election Voters ID Card
  • Income Proof – Latest Income Tax Return Form/ Form 16/ Salary Slip (only in case of government / PSU sector employees)
  • Address Proof – Copy of Passport/ Electricity Bill/ Bank Passbook of PSU Bank / Fixed Line Bill / Aadhaar Card
  • PAN Card copy
  • A color photograph
  • Last three months bank statement
  • Joining Fee per year for primary and add-on members is Rs 1,000. 
  • The annual fee for principal and add-on members is Rs 1,000.
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