• Duly filled in application form along with 2 recent passport size photographs of applicant/guarantor.
• Agreement for sale
• Sale Deed
• A detailed cost estimate or valuation report from Bank’s panel Chartered Engineer/Architect
• Copy of the approved plan obtained from respective authorities for the proposed extension or addition or construction
• Allotment letter of Apartment Owner’s Association or No Objection Certificate from the Society or Association or Housing Board or Builders or Housing Board or Co-Operative Housing Society
• EC for the last 13 years, Khata and permission for a mortgage, Legal Scrutiny Report, Property Tax paid receipt
• In case of a Salaried Individual: Form 16 and salary certificate
• In the case of Self-Employed: type of organization, year of establishment, nature of the business, Profit and Loss Account and Balance sheet for the last three years.

• Nominal Processing Fee
• No Prepayment Penalties for home loans which carry floating interest rates
• Attractive interest rates for women borrowers
• Loan Tenure is spread over a long period of 30 years

• The Salaried individuals should be in service for a minimum of 3 years.
• Individuals who are into business/professionals and self-employed: they should be in their current profession or business for a minimum tenure of 3 years.
• The applicant's age at the time of securing the home loan should be less than 60 years.
• The applicants should repay the loan amount before they attain 70 years.
• Individuals who are aged above 60 years are also eligible for securing a home loan in Canara Bank subject to certain conditions.

• Duly filled in the application form
• Two passport size photographs
• Latest salary certificates
• Form 16
• IT Returns in case of professionals and non-salaried individuals
• Proforma invoices
• Cost estimates for home renovation
• Proof of Residence
• Proof of Income
• PAN Card
• Aadhaar Card

• Attractive interest rates
• Lower Processing Fee
• No hidden charges
• Quick disbursement of the loan amount
• The maximum time period for loan repayment

• Owners of the house both salaried individuals or individuals engaged in business or professionals or self-employed
• NRIs can also apply for the loan
• In case of salaried individuals, one should have a minimum monthly salary of 25% of gross salary or Rs 2000 after repaying EMI amount of the proposed loan.
• Professionals and other non-salaried individuals should have a minimum annual income of Rs 50,000
• The professionals and other non – salaried individuals should produce income tax assessment order or return at the time of submitting the filled in application form

• Duly filled in application form along with 2 recent passport size photographs
• Layout plan or site plan issued by the development authorities
• Income Tax Returns for businessmen or professionals
• Recent salary certificate for the past 6 months
• Latest Form 16 for salaried individuals
• Legal scrutiny report from Bank’s panel advocate
• Allotment letter

• Lower processing fee
• Quick loan disbursal
• No hidden charges
• Quick documentation process

• The minimum age of the applicant should by 21 years
• The maximum age of the applicant should be less than 60 years
• NRIs are also eligible for this loan.
• Existing customers of the bank who have satisfactory dealings can also apply for the loan.

• Duly filled in the loan application form
• Recent 2 passport sized photographs.
• Valid Work permit.
• Copy of the approved building plan or approvals in respect of the proposed construction or purchase or extension.
• Details of previous employment.
• Copy of the current employment contract.
• Last Salary Certificate / slip in the original.
• Copy of Salary Certificate duly attested by the Indian Embassy/ Consulate/ Employer
• Bank account statement for the recent 6 months
• Account statement or passbook of an overseas bank which shows salary and savings details.
• Proof of residence (Utility Bills/ Driving Licence)
• Agreement of Sale/Sale Deed
• Detailed cost estimate or valuation report from the Bank’s Panel Chartered Architect or Engineer
• Legal Scrutiny Report, Khata, EC for the last 13 years, Property Tax paid receipt, permission for the mortgage.
• Allotment letter of Co-operative Housing Society or NOC from the Society or Association Builders Or Apartment Owner’s Association or Housing Board

In the case of Self-Employed

• Balance Sheet and P&L A/C for the last 3 years.
• A brief note on the nature of the business, type of organization, year of establishment and so on.

• Attractive interest rates
• Get a repayment holiday as the repayment shall commence within two months from the date of the first disbursement in case of purchase of a ready built house or flat.
• In case of a purchase of site and construction of house thereon and or only construction of a house in an existing site then the repayment of loan shall commence within two months after completion of the house or 24 months from the date of first disbursement (whichever is earlier).
• In case of a purchase of a flat which is under construction, the repayment shall start within two months of completion of construction or 36 months from the date of the first disbursement (whichever is earlier).
• Lower processing fee of 0.10% (minimum of Rs 500 and maximum of Rs 10000).

• All Non-Resident Indians who are having a valid Indian passport and Persons of Indian Origin (PIO) having a foreign passport can apply.
• The minimum age of the applicant should be 21 years.
• The maximum age of the applicant should be 60 years.
• The applicant should have NRI status for 3 years.
• The spouses and close relatives of NRIs who are Indian residents can join NRIs as joint applicants.
• The applicant should have a steady source of income and the minimum employment period abroad of 2 years with a valid job contract or work permit.

• Duly filled in the application form
• Recent 2 passport sized photographs
• Latest salary certificate of the applicant
• Form 16
• Income Tax Returns for the last 3 years
• Agreement for Sale
• Sale Deed
• Detailed cost estimate or valuation report from Bank’s panel Chartered Architect/Engineer
• Copy of the approved plan obtained from the respective authorities for the proposed extension or construction or addition.

• This loan comes in as a top-up loan to the existing home loan availed with the Canara Bank.
• The loan helps in handy in meeting out the medical expenses or educational expenses of kids or dependents or unforeseen unexpected expenses and so on.
• Attractive interest rates
• A minimum processing charge of Rs 100.
• Maximum processing fee of Rs 500

• The minimum age of the applicant should be 18 years
• The maximum age of the applicant should be less than 65 years.
• Applicant should be a resident of India.
• The applicant should have availed Canara Bank Home Loan and should have a satisfactory repayment track record of at least one year to avail the loan.

• Agreement for Sale
• Sale Deed
• Income Proof
• Detailed cost estimate or valuation report from Bank’s Panel Chartered Engineer/ Architect
• Stipulated Loan application
• Recent 2 passport size photographs
• Allotment letter of Co-operative Housing Society or NOC from the Society or Association Builders Or Apartment Owner’s Association or
• Housing Board
• Legal Scrutiny Report, Khata, EC for the last 13 years, Property Tax paid receipt, permission for the mortgage.

• Individuals can repay the loan amount in convenient equated monthly instalments up to 30 years or until the borrower attains the age of 70 years (whichever is earlier).
• Attractive interest rates
• Get repayment holiday in case of purchase of ready built house or flat as the repayment will commence within two months from the date of the first disbursement.
• If an individual is purchasing the site and will construct the house later or only construction of the house in the existing site then the repayment will commence within 2 months after the completion of house construction or 24 months from the date of first disbursement (whichever is earlier).
• If in case of purchase of flat under construction, then the repayment will start within 2 months of completion or 36 months from the date of the first disbursement (whichever is earlier).

• The applicant should be a resident Indian.
• All agriculturists who own and cultivate agricultural land of more than 5 acres of irrigated or 10 acres of dry land can avail the loan.
• The agriculturist should have two years of satisfactory dealing.
• Agriculturist who is engaged in all allied activities with a minimum gross annual income of Rs 5,00,000 can avail the loan.

• Stipulated Loan application
• Recent 2 passport size photographs
• Latest salary certificate of the applicant
• Form 16
• Income Tax Returns for the last 3 years
• Allotment letter of Co-operative Housing Society or NOC from the Society or Association Builders Or Apartment Owner’s Association or Housing Board
• Legal Scrutiny Report, Khata, EC for the last 13 years, Property Tax paid receipt, permission for the mortgage.
• Agreement for Sale
• Sale Deed
• Income Proof
• Detailed cost estimate or valuation report from Bank’s Panel Chartered Engineer/ Architect

• Attractive Interest Rates
• Minimum Processing Fee
• Individuals can repay the loan amount in convenient equated monthly instalments up to a maximum of 30 years or until the borrower attains the age of 70 years (whichever is earlier).
• Attractive interest rates
• Get moratorium period of 2 months in case of purchase of a completed flat or ready to build a house or take over of liability from other banks or financial institutions.
• Get a maximum of 36 months in case if the loan amount is availed for construction.

• The applicant should be a resident Indian.
• The minimum age of the applicant should be 21 years.
• The maximum age of the applicant should be 45 years.
• The minimum net take-home salary of the applicant after meeting the proposed EMI should not be less than 30% (minimum of Rs 10,000).
• The applicant should have a minimum of 2 years of confirmed services and should be working for:
  - Central/State Government.
  - Reputed PSUs/Joint Stock Companies.
  - Reputed Corporates/Public Limited Companies/Private Institutions.
  - Lecturers/Asst. Professors / Professors of Colleges /Research Institutes and Universities.
  - IT/BT Companies.

• Duly filled in Loan application
• Recent 2 passport size photographs
• Allotment letter of Co-operative Housing Society or NOC from the Society or Association Builders Or Apartment Owner’s Association or Housing Board
• Legal Scrutiny Report, Khata, EC for the last 13 years, Property Tax paid receipt, permission for the mortgage.
• Agreement for Sale
• Sale Deed

For Salaried Employees

- Latest salary certificate of the applicant
- Salary Slips
- Form 16
- Income Tax Returns for the last 3 years

For Self-Employed

- Self-declared income certificate or affidavit if the annual income is up to Rs 2,50,000.
- If annual income is above Rs 2,50,000, then suitable income proof has to be submitted.

• For Economically Weaker Section or Low Income Group Beneficiaries, there will be no processing fee for a loan up to Rs 6,00,000.
• For Middle Income Group I and II: there will be no processing fee for a housing loan amount of up to Rs 9,00,000 in case of Middle
• Income Group I and up to Rs 12,00,000 in case of Middle Income Group II.
• The loan repayment has to be done within 20 years in EMIs including the moratorium period.
• The loan tenure can be more than 20 years with a maximum of 30 years, but the interest subsidy will be applicable for the actual period of a maximum of 20 years.
• In case of construction of a house or flat the repayment of the loan amount will start one month after the completion of the house or flat or 18 months after the first disbursement (whichever is earlier).
• In case of an already built house or flat, the repayment will begin one month after the disbursement.

• The minimum age of the applicant should be 21 years.
• The maximum age of the applicant should be 60 years.
• If in case, the age of the family head or beneficiary is more than 50 years, then the major legal heir should join the loan.
• The income level of the economically weaker section (EWS) beneficiaries should be up to Rs 3 lakhs and for Low Income Group (LIG) the annual household income should be above Rs 3 lakhs and up to Rs 6 lakhs.
• In the case of Middle Income Group (MIG) I beneficiaries, the annual household income should be above Rs 6 lakhs
• For MIG II beneficiaries, the annual household income should be above Rs 12 lakhs and up to Rs 18 lakhs.
• The beneficiary family should consist of a husband, wife, unmarried daughters or sons.
• The applicants should not own a pucca house in any part of India.
• The beneficiary family should not have availed any central assistance under any of the existing housing schemes from the Government of India.
• The houses or flats which are to be financed under the scheme should have civic facilities like water, sanitation, roads, electricity, toilet, sewerage and so on.
• NRIs are also eligible to apply under this scheme.
• Beneficiaries can either apply for a loan directly or through an NGO or Urban Local Body.