In this new era of Globalization and technology, online shopping has become more convenient for people. Shopping has never been so easy for most of us. Due to demonetisation mall entrepreneurs and retailers are rushing to sell online because they know, the only way to deal with this change mess was to go where the customers were, that is online.
Since the liquidity crisis started due to the demonetization of old currency notes, people are opting for shopping online now. Here are some points you need to remember to ensure safety while shopping.
Shop with familiar and reputed websites
Don't forget to check the authenticity of the website you are shopping with. A few E-commerce giants like Amazon, Flipkart, and Snap deal are known by one and all, there are other lesser known sites. Always do some research to verify the reliability and security of such websites. Avoid shopping with websites which appear as a pop up.
Use Online Coupons and Save Money
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Use credit cards
While making online purchases use credit cards instead of a debit card as a safer choice. This is for these reasons: If someone hacks your financial details, the debit card is directly attached to your bank account but credit card has limits in spending, that is the lesser will be the damages.
Check Authenticity of site
Always check and click on the lock icon seen on the website near to URL and ensure that the security certification gets displayed. This just shows the user the authenticity of the site.If any shopping sites show many dialogue boxes with questions regarding your account and financial details you should stop before you make that payment.
Check your statements every month, so that you can ensure that no unknown charges have been posted to your account.
Avoid spam emails
You may get many emails regarding huge discounts and benefits. Before entering any personal details do confirm the seller or mark the emails as spam.
Use strong password
Make sure that you keep strong passwords on your various online shopping accounts. A strong password is your first line of defense. The passwords should be changed at regular intervals. Also, avoid using same passwords for different accounts in different e-commerce websites.
Most of the banks offer gift cards. Nowadays it is very easy to get a gift card. Sometimes gift cards are auctioned on various websites, however, people only realize after buying these that they have either nominal or no credit on them.