With several states under lockdown and an increase in COVID-19 reports, it's best to conduct all necessary banking transactions from home. To encourage the use of mobile banking, PNB has enhanced the app and now provides most of the important services online. PNB ONE is a simplified Mobile Banking application that combines multiple features into a single platform. It allows users to conduct major banking transactions through the application 24 hours a day, 7 days a week, from anywhere and at any time, without having to visit a branch. The app transactions, on the other hand, are protected by biometric authentication and MPIN. You can register for PNB mobile banking services by following this step-by-step guide.
How to register for the PNB One App?
Step 1: Download and install the PNB One app
Step 2: Click on the New User tab
Step 3: tap on Continue.
Step 4: Enter the account number
Step 5: Select an appropriate option for registration
Step 6: Preferred mode of operation and Click on Continue.
Step 7: Enter the OTP and tap Continue.
Step 8: Enter 16-digit debit card number, PIN and submit.
Step 9: Confirm passwords, tap on Submit.
Now, scroll down to the bottom of the page and press Sign in to enter your User ID and MPIN. With these credentials, you can access PNB ONE.
Recent enhancements in PNB ONE
Pay to contact- The user will send money to his phonebook contacts who have a PNB account and have registered for this service.
Debit Card- This option allows the user to temporarily lock or unlock his debit card.
Linking/unlinking of Sukanya Samriddhi- PNB ONE allows users to connect their Sukanaya Samriddhi account and make transfers to it.
Generate green pin of Debit Card- User can set/reset PIN for his debit card.
Issuance of TDS/Form 16 certificate- TDS/Form 16 certificates can be generated by the user.
Tax Credit statement- This option allows the user to create duplicate challans.
How to set MPIN in PNB Mobile Banking?
Step 1: Download PNP mobile banking application
Step 2: Enter user ID and click "Sign In".
Step 3: Enter the OTP and Click on "Continue".
Step 4: Create a 4-digit MPIN
Step 5: Click "Submit"
How to Transfer Funds with PNB Mobile Banking App?
Step 1: Log in to your PNB App
Step 2: Click on the "Transfer" button
Step 3: Select "Regular Transfers"
Step 4: Click Continue
Step 5: Under Select Payee Option, Click '+' button
Step 6: Enter the Beneficiary PNB account number
For other banks, select the " other" option and enter the details
step 7: Tick the checkbox "Agree to the terms and conditions"
Step 8: Click Add
Step 9: Click the beneficiary from the list
Step 10: Click "On" and click "Continue"
Step 11: Enter OTP and confirm
A success message will appear, along with transaction information such as the payer and payee accounts, the reference number, and the amount transferred.
To receive money, a PNB ONE account holder must first select an account to which he wishes to receive funds. This is a one-time event. To send money through the app, you must first add a beneficiary. You can use PNB Mobile Net Banking to set a cap on your debit card used for online purchases and ATM withdrawals.