Rate Watch · EMI Impact

What a 25-bps hike does to your EMI

On a ₹50 lakh home loan over a 20-year tenure, a 25 basis point rate increase adds this much to the monthly outgo.

  Before After 25-bps hike
Loan amount ₹50 lakh ₹50 lakh
Tenure 20 years 20 years
Interest rate 8.00% 8.25%
EMI ₹41,822 ₹42,600
Increase — + ₹778/month