Starting interest rates and processing fees at India's 10 leading banks for home loans, current as of August 2026. Rates are floating unless noted, and vary by credit score, loan amount and tenure.
Lowest starting rate
7.10% p.a.
Bank of India
Public sector
Widest starting range
7.75–13.20% p.a.
HDFC Bank
Private sector
Full rate & fee table
Sortable — click a column header. Searchable by bank name.