NRI Tax Rates & TDS Applied — AY 2026‑27

Income Type Tax Rate (NRI) TDS Applied By
NRO account interest 30% flat + 4% cess Bank (auto-deducted)
NRE / FCNR interest NIL Exempt — no TDS
Rental income (Indian property) 30% flat + surcharge Tenant must deduct TDS
LTCG — listed equity / equity MF 12.5% (above ₹1.25L) Broker / AMC
STCG — listed equity / equity MF 20% Broker / AMC
LTCG — property (with indexation) 20% + surcharge Buyer deducts 12.5%–20% TDS
Dividends from Indian companies 20% flat (or DTAA rate) Company / AMC
Salary for India-based work As per slab (New/Old Regime) Employer (Form 16)