Savings Behaviour · OECD PISA 2025

% of Kids Who Actively
Save Money, by Nation

Savings habit adoption rate among children aged 10–15  ·  Source: OECD PISA 2025, World Bank

Country & Policy Context Rate
— Global Avg 51%
Singapore Singapore
Mandatory from age 8
87%
United Kingdom United Kingdom
Mandated since 2014
74%
United States United States
Patchy state laws
57%
India India ⚠ No national mandate
No national mandate
34%
Nigeria Nigeria
Limited rural access
19%

Only Singapore, UK, and the US exceed the global average of 51%. India's 34% sits 17 points below the global benchmark — and 53 points behind the top performer — with no national policy in place.