₹37.7L cr
Total savings across the 100 cities — about $427 billion. Nearly 65% comes from the Big Six alone.
The Big Six metros — Delhi, Mumbai, Bengaluru, Chennai, Kolkata and Hyderabad — hold the lion's share of this savings pool.
65%
Urban India's share of all household debt nationally — up from 54% a decade ago.
A decade ago rural India carried a bigger share of household debt; that balance has flipped decisively toward cities.
1 in 5
Borrowing households who took the loan for a medical emergency — the single leading reason for debt.
Medical emergencies outrank home purchase, education and business needs as the top driver of household borrowing.