A personal home loan is acquired for travel expenses, medical expenses, marriage, educational related or to improve the existing house. This is a loan which is done by less paperwork and doesn't include any equity or protection. This loan is used to satisfy specific financial needs. Hdfc Bank is one of India's largest source for personal loans, seeking the best loan opportunities to individuals with peculiar features and functionality. Hdfc personal loan is a stunning element to provide versatile tenures, favourable interest rates, easy repayments and fast disbursements. Hdfc Personal loan is designed to deal instantly and efficiently with numerous financial requirement of the applicant. This makes Hdfc Personal to be India's largest personal loan provider.
|Loan Name||Interest Rate||Processing Fee||Loan Amount||Tenure|
|HDFC Bank Personal Loan||15.50% - 21.50%, Fixed||up to 2.50% of loan amount||40L Max||1-5 years|
|Hdfc Business Loan||Up to 21.90%||2.50% of the loan amount||Up to Rs 50 lac||Up to 48 months|
This loan is taken by the individuals to meet their business finance requirements. An individual who wants to start his new business or want to expand his existing business is take help of business loan. The business loan procedure is quick and simple and no hidden cost is charged. Business loans always remain transparent to customers.
Business loan is of two types
Secured loan- In secured loan individuals give security like land, machinery, property etc. Secured loans have very less interest rates.
Unsecured loan- This a type of loan where individuals take a loan without any security. Unsecured loans have high-interest rates with a high risk to the individual and also to the bank.
HDFC bank provides flexible loan options like short term loan, medium-term loan and long term loan to the individuals for their business expansion. Hdfc bank provides low-interest rates, minimum documentation and high eligibility for loan amounts. HDFC business loan is specially designed to meet each and every business needs of businessman, professionals, non-professionals and other individuals. Hdfc business loan is the most popular and best choice for most of the individuals for its unique features and fast processing. Get up to Rs 50 lac loan amount within 48 hours with a hassle-free process and doorstep service.
|Hdfc Education Loan for Indian Education||Up to 14.13%||Maximum 1% of the loan amount+applicable GST||Rs 10 lac||Up to 15 years|
Hdfc education loan provides loan to the students who are willing to study higher across India. It provides a high loan amount with minimum documentation and fast disbursements. All Graduate, Post-Graduate, Engineering, Medical and Master degree students can avail this loan. Hdfc education loan is specially designed to meet each and every requirement of the students. Hdfc education loan is one of the most popular and best choice loan for Indian parents and students in order to achieve their dreams and goals. In addition, Hdfc education loan offers a distinctive feature of withdrawing loan amount from local Hdfc assets centres that make it possible to take an education loan just like taking out cash from an ATM. Every year most of the students take admissions in top universities of the country and get success ahead in their life due to Hdfc education loan.
|Hdfc Education Loan for Foreign Education||Up to 14.5%||1.5% of the loan amount+applicable tax||Up to Rs 20 lac||Up to 12 years|
Students who are willing to grow their career in abroad Hdfc foreign education loan focus o those students and make them eligible to pursue the course of their choice and achieving a great future in abroad. This loan also provides no margin payment feature and no prepayment charges based on the institute/university and academic records of the student. Students who are willing to pursue their career in USA, UK, Netherland, Singapore, Canada and other locations can manage all their expenses under Hdfc education loan. Hdfc bank provides funds applicable for over 950 courses across 36 countries.
|Hdfc Gold Loan||11.75% onwards||1.5% of the loan amount+applicable tax||Up to Rs 50000||Up to 24 months|
One loan more benefits. Hdfc gold loan helps you to take loan for different needs like weddings, education, business purposes and much more as per your requirement. Under this scheme applicant can avail gold loans for purchasing golds which includes gold coin, gold ornaments, gold jewellery and much more. This loan is for both salaried and non-salaried individuals including farmers and others. Hdfc bank gold loan scheme offers loan under Sampoorna Bharosa Gold Loan which optimize your investment in gold in quick and hassle-free way with low-interest rates and guaranteed security.
Benefits of Personal Loan Balance Transfer
Get a minimum loan interest rate of 10.75% to a maximum of 21.30%
Hdfc Personal Status is the most convenient feature for its applicants who are availed loan from Hdfc Bank. This feature is available for the applicants who have taken Personal Loans. Car Loans, Home Loans, Car-n-Cash Loans, Business Loans, Two Wheeler Loans, Loan against Property.
Hdfc Personal Loan Status can be track from below 4 procedures
Through Hdfc Official Site
Below mentioned details are required to track Hdfc Personal Loan Status
Through Hdfc Net Banking
Through Hdfc Mobile App
Applicants can also check their loan status by visiting nearest Hdfc Bank. Just you have to do is provide your Reference Number through which the bank representative will provide you the status of your loan.
Apart from this, you can also take help from 24x7 customer support. Just dial on the tollfree number 1800 258 3838 and provide your registered mobile number and reference number through which the customer care executive track your loan application and provide the status to you instantly.
Let us know what is Personal Loan EMI?
Equated Monthly Installments or the amount payable per month when an applicant take a certain amount for some period of time on a personal loan. EMI estimation relies on three main factors:
Hdfc Personal Loan EMI Calculator is used to calculate the EMI you have been charged for the personal loan from Hdfc Bank. Use this versatile Hdfc Personal Loan EMI Calculator to get to the EMI that you're satisfied with. The calculator lets you schedule your borrowings and loan payments according to your needs.
Benefits of Hdfc Personal Loan EMI Calculator
Hdfc Personal Loan EMI Calculation Formula
Above given formula is for, how HDFC Bank Personal Loan EMI is calculated:
In the above formula,
P = Loan amount. This can range from Rs 50,000 to Rs 40 Lakh
r = Rate of interest per month. Current rate is 10.75%
n = tenure in month. For HDFC Bank, this can be a maximum of 5 years
How to use Hdfc Personal Loan EMI Calculator?
Through Hdfc Bank Net Banking services, Login with your Net Banking Id, Password and explore a world of convenience just with a few taps. Applicants can use unique benefits like high security for safe online banking, view the details for all your accounts, online password regeneration & unlock user-id instantly. Get all updates and offers on your personal loan which is specially designed for you. Access all the features and get minimum interest rates on your personal loan with flexible repayment option. No matter where you are just with your Hdfc NetBanking Id and Password you can explore the world of benefits and offers anytime anywhere. Scroll down and get to know the features and benefits of Hdfc Personal Loan Login and how to use it.
Features you will get after login for your Hdfc Personal Loan
Benefits you will get after Login for your Hdfc Personal Loan
How to Login
For existing user
For New User
For Queries and Feedback Complaints
Indian Applicants now get in touch with Customer Care Executive just with a single number.
Delhi and NCR- 01161606161
NRI Phone Banking Numbers
Other Countries- 91-2267606161
For any queries dial on 1800 258 3838 for Indian Applicants Only.
For Loan Services dial on 1800 267 1006 for Indian Applicants only.
Write to Hdfc Customer Care
Hdfc Bank Ltd
Empire Plaza 1, 1st Floor
LBS Marg, Chandan Nagar
Vikhroli West- Mumbai- 400 083
Grievance Redressal Officer
For Loan services- 1800 266 4060.
Or Write to:-
Ms. Punam Umesh Naik (Grievance Redressal Officer)
Grievance Redressal Cell, Hdfc Bank Ltd.
2nd Floor Zenith House, Mahalaxmi, Mumbai- 400034
Q: What is the interest rate charged by HDFC bank for a personal loan?
A: HDFC bank will charge the interest rate in the following range starting from 10.75%-21.30% per annum on the outstanding amount of the bank.
Q: Who can avail a personal loan from HDFC bank?
A: HDFC bank provides personal loan only for salaried individuals. Applicant should be employed either with the government, private or public sector.
Q: What is the time period for a personal loan to secure approval in HDFC bank?
A: On submitting the loan application and the required documents as per the bank's criteria, one can expect approval and disbursal of the loan amount within four hours.
Q: What is the benefit of having a salary account with the HDFC bank to avail personal loan?
A: If your salary account is from HDFC Bank then you will get extra benefits while applying for a personal loan. HDFC bank offers attractive interest rates, processing fee, speedy process with minimal documentation for those who have a salary account with HDFC.
Q: What are the documents required to avail a personal loan from HDFC bank?
A: The following documents are required to avail the personal loan from HDFC bank: