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5 Best Travel Insurance Policy in India and Their Benefits

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In today's global environment, travelling between national and international places for reasons of entertainment, vacation, education or work has become an essential part of life. Throughout this case, travel insurance is an essential part of your life and travel. As we all know that a travel insurance policy covers different trip-related emergency expenses, such as trip cancellation expenses, medical emergencies or evacuation cover, flight delay or cancellation, luggage loss or delay, etc. In most situations, the insurance provider may cover certain pre-determined monetary losses as part of a travel insurance package. Here we will discuss all the benefits of travel insurance in India. Apart from this, we have compiled 5 Best Travel Insurance Plans in India that will make your travel more convenient.

5 Best Travel Insurance Policy in India and Their Benefits

Benefits of Travel Insurance

  • Travel insurance provides medical assistance and hospitalization costs which will be useful on a trip abroad in the case of any serious health issue.
  • In case of accidents resulting in death or permanent disabilities, travel insurance compensates for medical expenses.
  • If the checked-in luggage is misplaced by the carrier, travel insurance covers the total cost of the goods.
  • Get cover in case of any delay or cancellation of your trip
  • In case of illness or injury on a trip abroad you get insurance for the costs incurred for an ambulance or any other medical transport.
  • Get cover in case of accidental loss of money during your travel
  • The insurance covers travel costs of getting the dead body back into the residence in case of death
  • In the case of more than five days ' hospitalisation, the travel insurance covers a visit expense of the immediate family member

5 Best Travel Insurance Policy in India and Their Benefits
 

How to Choose the Best Travel Insurance Plan in India?

  • Choose a travel insurance plan which provides full coverage.
  • Invest in a low-term policy covering pre-existing diseases.
  • Choose the correct sum assured depending on your age and marital status.
  • Select a plan that has a high claim settlement ratio
  • Invest in a policy that provides the highest sub-limit on daily expenses and room rent.

Religare Explore Travel Insurance

Religare gives you the unrivalled privileges of travel insurance for your international trip. The policies are filled with several features which can save you from financial loss during a medical emergency. Religare policy provides insurance services for Indians who travel outside of India such as USA, Canada, United Kingdom, Europe, Singapore, UAE and Australia.

Get coverage for Medical Needs

  • Get hospitalization and pre-existing disease coverage
  • Get double sum insured for accidental hospitalization
  • Get medical evacuation and treatment in your residence
  • Get dental expenses and daily allowance for hospitalization
  • Get 2-way compassionate visit and cover for accidental death/permanent total disability

Get coverage for Non-Medical Needs

  • Ger coverage for Trip Delay, Cancellation or Interruption
  • Get coverage for loss of passport and in case of loss/delay of checked-in baggage
  • Get coverage for personal liability and in case of up-gradation to business class

Types policies offered by Religare Explore Travel Insurance

  • Explore Asia Travel Insurance Plan
  • Explore Africa Travel Insurance Plan
  • Explore Europe Travel Insurance Plan
  • Explore Canada+ Travel Insurance Plan
  • Explore Gold Travel Insurance Plan
  • Explore Platinum Travel Insurance Plan
    5 Best Travel Insurance Policy in India and Their Benefits

HDFC ERGO Travel Insurance

By covering yourself with HDFC ERGO Travel Insurance you can now leave all your worries behind. Get a wide range of plans which provides coverage for different types of individuals which are mentioned below:

  • Single trip insurance plan: 6 months to 70 years
  • Annual multi-trip insurance plan: 18 years to 70 years
  • Single trip for Asia insurance plan: 6 months to 70 years
  • Family Floater insurance plan: Self & Spouse up to the age of 60 years and child max 2 from 3 months up to the age of 21 years
  • Student Suraksha Travel Insurance Plan

Benefits of HDFC ERGO Travel Insurance

  • In case you want to make international travel claims, you will get 24x7 emergency assistance facility
  • HDFC ERGO Travel Insurance also provides instant online policy issuance
  • Get HDFC ERGO Travel Insurance policy without any health checkup or medical procedures
  • This policy covers the medical costs incurred as a result of illness or accident including medically necessary emergency evacuation prescribed.
  • The policy covers the costs incurred in transporting the insured to the nearest hospital
  • The policy covers the expenses incurred in relocating the insured to his / her home country
  • Get a daily allowance, as stated in the policy schedule, in case of hospitalization due to either sickness or an accident.
  • Get insurance coverage on accidental or death and permanent total disability
  • Get compensation for death or total permanent disability caused by an accident.
  • Get compensation if the flight is postponed for more than 12 hours
  • Get expenses of replacing lost document and permanent loss of checked-in baggage
  • Get compensation for actual expenses incurred to purchase toiletries, clothing and medication due to delay of more than 12 hours of checked-in baggage.
  • Get compensation for damages to a third party for negligence arising from illness, disability, or harm to his or her health or properties involuntarily incurred by the insured.
  • Get 24x7 emergency assistance facility
  • Get compensation on hotel accommodation
  • Get compensation in case of the hijack of the common carrier travelling by the insured person.
    5 Best Travel Insurance Policy in India and Their Benefits

Tata AIG Travel Insurance

Tata AIG Travel Insurance is the essential factor to make you journey more pleasant, no matter you are travelling solo, with family or on business. With 24x7 world assistance facility make your travel more convenient.

 

4 types plans are waiting for you by Tata AIG Travel Insurance

  • Travel Guard Insurance Plan
  • Student guard Insurance Plan
  • Asian travel guard Insurance Plan
  • National travel guard Insurance Plan

Benefits of Tata AIG Travel Insurance

  • Get coverage for air accidents, loss of baggage at the time of travel, passport loss, in case of flight delay or cancellation, in case of the hijack of the plan or death of the insurer.
  • Get 24x7 emergency assistance facility
  • Get compensation for death or total permanent disability caused by an accident.

Apollo Munich Easy Travel Policy

You can now leave behind all your issues by covering yourself with Apollo Munich Easy Travel Insurance. Get a broad range of plans that cover different types of individual as per the age. The insurance is 180 days, for people aged 6 months to 70 years. Those who stay in the hospital 24 hours a day receive a daily lump sum from those who provide uninterrupted service.

Apollo Munich Easy Travel Insurance offers 5 Types of plans:

  • Individual Travel Insurance Plan
  • Family Travel Insurance Plan
  • Senior Citizen Travel Insurance Plan
  • Multi-Trip Travel Insurance Plan
  • Students Travel Insurance Plan

Benefits of Apollo Munich Easy Travel Policy

  • Get coverage for an emergency which also includes transportation to the medical facility.
  • Get Dental compensation for emergency or accident care.
  • Get lump sum amount for issue a duplicate or a new passport in case of any fraudulent activity
  • Get cover in case of death or total disability due to an air accident
  • Get cover in case of an accident in a carrier
  • Get a daily lump sum amount in case of the aircraft is hijacked for a period of more than 12 hours
  • Get compensation for the purchase of new items where a carrier permanently loses an insured person accompanying checked-in baggage for an international trip.
  • Get compensation if a carrier holds the payment for the purchase of important personal items like medicine, clothes etc.
  • Get a lump sum amount if your travel funds are lost in case of any theft or fraudulent activity
  • Get lump sum in case in the delay of a carrier's scheduled departure or arrival time beyond a period of 24 hours.
  • The insured person is hospitalized gets a fixed amount of payment daily.
  • Get cover if your trip is cancelled or delayed for any type of condition
  • Get payment of lodging and alternative travel costs if a flight is missed due to delay of its inward flight.
  • Get 24x7 assistance facility during your trip and make your journey a remarkable one
    5 Best Travel Insurance Policy in India and Their Benefits

Bajaj Allianz Travel Insurance

Plan your journey and left the travel issues behind as the Bajaj Allianz Travel Insurance will cover all your travel emergencies. Below given is the list of plans offered by Bajaj Allianz Travel Insurance.

  • Individual Travel Insurance Policy
  • Family Travel Insurance Policy
  • Senior Citizen Travel Insurance Policy
  • Student Travel Insurance Policy
  • Corporate Travel Insurance Policy
  • Travel Asia Insurance Policy
  • Bharat Bharman Travel Insurance Policy

Benefits of Bajaj Allianz Travel Insurance

  • Get coverage for pre & post hospitalization expenses
  • Avail Bajaj Allianz Travel Insurance and get access to 6000 + network hospitals across India
  • Get coverage for expenses of all day-care treatments in the hospital
  • Get coverage for the charges made in the ambulance
  • Get coverage for bariatric surgery, ayurvedic and homoeopathic hospitalization, organ donor expenses etc.
  • Get coverage for your loss/delay of checked baggage
  • Get coverage for your loss of passport at the time of journey
  • Get coverage for flight cancellation or delay
  • Get coverage for medical evacuation and personal liability
  • Avail Bajaj Allianz Travel Insurance and get cashless services for medical expenses

Author's Profile

Vipul Das is graduated in BCA and he is writing Business and Finance related articles for goodreturns from the last 1 year. You can connect with him on Facebook and Twitter

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