Aditya Birla Health Insurance Company has launched an industry-first programme promising up to 100% premium returns for health insurance. The offer is a new version of its Activ Health product, which offers comprehensive health protection with extensive wellness benefits.
Through its revamped version of Activ Health policy, the plan provides up to 100 percent premium refunds, discounts and up to 100 percent reloading of Sum Insured.
Alternatively, it also provides Rs 3-6 crore coverage for major diseases and cashless hospitalization for serious diseases for overseas care, the company said.
Key Highlights of the plan
- Stay healthy, and earn up to 100% of your premium.
- Earn 50 % of No Claim Bonus for each year free of charge up to a limit of 100% of the amount insured.
- Access to Expert Health Coach for guidance on medical, nutritional, fitness, mental counselling session, homeopathy teleconsultation.
- Modern Treatment Expenses like robotic surgeries, oral chemotherapy, etc.
- Covers pre & post-hospitalization expenses for mental illnesses.
Things covered under the plan
- In-Patient Hospitalization and Home treatment expenses
- Pre-hospitalization medical expenses
- Organ donor expenses
- Day care treatment
Through working out with the fitness videos available through the Activ Health application, customers can also receive their 'HealthReturns'. Here, those participating in fitness programmes earn the returns that can be redeemed for health and future premiums.
Customers ought to have an active day for this. This implies that customers must either burn 300 calories in one session, take 10,000 steps or visit an exercise at the gym. There is also the option of undergoing fitness assessments every six months for customers not able to complete these.