6 Advantages Of Add-On Credit Cards

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Add on credit card can be availed on the primary credit card and can be issued to any of the family members including parents, spouse, children who are above 18.

This additional or supplementary credit card works best for an individual who has financial dependents. This gives the financial freedom to your loved ones.

The limit will be same as it is set on the primary card. Say for example, if the primary holder has the limit of Rs 1 lakh, he can allot Rs 30,000 on the add one credit card.

Here are 6 advantages of add-on credit card:

Extra Reward points

Most of the banks offer reward points every time you swipe your card. The same is applicable with the add-on card. The same can be en-cashed when you reach sufficient reward points in your credit.

Easy tracking

One can easily monitor transaction done through credit card as you get instant information on how and where it is swiped. Especially, when the card is issued to children.

Minimum Documentation

There is a minimum documentation required for the add on credit holder and can be availed easily.

International Usage

The Add-on credit card can be used for International transactions, only if International Usage is enabled on the Primary Card.


Add on can be of great help from in case of emergency as you can withdraw cash from ATM, when your primary credit card is misplaced or blocked.

Credit score

This can give a boost to the credit score if it used in a planned way. In case of any mistake it can negatively impact your credit score without your knowledge.

Read more about: credit cards
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