For Salaried Individuals

• Duly filled in application form along with 2 passport sized photographs
• Proof of Residence or Address (Any One): Aadhar Card/ Driving License/ Utility Bills including water bill, electricity bill, LPG bill, telephone bill/ Passport
• Proof of Identification (Any One): Passport/ PAN/ Election ID Card/ Driver’s License
• PAN Card
• Statement of bank account for the last 6 months
• Income Proof Details – Form 16 for last 2 years, Latest Salary Slip for 3 months

For individuals engaged in Agricultural and Allied Activities

• Duly filled in application form along with 2 passport sized photographs
• Proof of Residence or Address (Any One): Aadhar Card/ Driving License/ Utility Bills including water bill, electricity bill, LPG bill, telephone bill/ Passport
• Proof of Identification (Any One): Passport/ PAN/ Election ID Card/ Driver’s License
• PAN Card
• Statement of bank account for the last 6 months
• Income Proof Details – Direct Agricultural activity (crop cultivation), Khasra/Chitta Adangal (shows the cropping pattern), Patta/Khatoni which shows the landholding with a photograph.
• All the land should be on freehold basis and the ownership proof should be in the name of the borrower.

For Non-Salaried/ Businessmen/ Professionals

• Duly filled in application form along with 2 passport sized photographs
• Proof of Residence or Address (Any One): Aadhar Card/ Driving License/ Utility Bills including water bill, electricity bill, LPG bill, telephone bill/ Passport
• Proof of Identification (Any One): Passport/ PAN/ Election ID Card/ Driver’s License
• PAN Card
• Statement of bank account for the last 6 months
• Income Proof Details –Income Tax Returns for the last 6 months
• Business Proof Details – Audited Balance Sheet, Profit and loss account statement for the last 2 years, SSI registered certificate, Shop and Establishment Act Certificate, Sales Tax Certificate, Copy of partnership.

• Longest repayment period (up to 7 years)
• Get loan amount on the road price
• No advance equated monthly instalments
• Lowest Interest Rates
• Lowest Equated monthly instalments
• SBI Life Insurance coverage is available on an optional basis

• Minimum age of the applicant should be 21 years
• Maximum age of the applicant should be 65 years
• The applicant should be a resident Indian.

The applicants should fall under the below-mentioned categories to secure the loan

• Duly filled in application form along with 2 passport sized photographs
• Proof of Residence or Address (Any One): Aadhar Card/ Driving License/ Utility Bills including water bill, electricity bill, LPG bill, telephone bill/ Passport
• Proof of Identification (Any One): Passport/ PAN/ Election ID Card/ Driver’s License
• Signature identification from bankers of the borrower.
• PAN Card
• Statement of bank account for the last 6 months
• Income Proof Details – Form 16 for last 2 years which is duly acknowledged by the Income Tax Office for Professionals, self-employed and others, Latest Salary Slip for 3 months
• Latest salary slip which shows all the deductions
• TDS Certificate

• No Advance EMI is charged
• Lowest equated monthly instalments
• Lowest interest rates
• The interest amount is calculated on daily reducing balance
• Free accidental insurance is available
• Optional SBI life cover is also available

• The minimum age of the applicant should be 21 years
• The maximum age of the applicant should be 65 years
• The applicant can be the permanent employee working in the state or central government, private company, public sector undertaking, or reputed organization
• The applicant can also be a self-employed individual who is an income tax assesses as per the Income Tax Act of 1961
• The applicant can also be engaged in agricultural and allied activities
• The minimum net annual income of the applicant should be Rs 75000 (for regular diesel/petrol/gas operated scooters and motorcycles)
• The minimum net annual income of the applicant should be Rs 60000 (for mopeds and battery operated two wheelers)