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Credit Report News

Did You Know? You Are Entitled To Receive Free Full Credit Report (FFCR) And Credit Score In A Year

Credit Information Company or CIC are mandatorily as per the guidelines of the RBI. Companies are required to provide credit report and credit score each for free in a year to each of the customer of a credit institution. Know in ...

Few pros and cons of Personal Loan

In case of a financial crisis, people generally tend to fall apart and in a haste whichever means of financing is readily available, they go for it. Personal loan is one such readily available unsecured financing option that can be secured ...

Withdrawal of funds through ATMs for people without bank accounts to be possible in due time: RBI

On the sidelines of the Nasscom Leadership forum, RBI Governor Raghuram Rajan on Wednesday announced the approval of the payment system that shall enable people maintaining no bank accounts and receiving remittances to withdraw funds from Automated Teller Machines or ATMs. ...

Foreclosure of loans: How it can be disadvantageous for you?

Loan foreclosure is the facility provided by banks that allows borrowers to close the loan account even before the loan repayment period with some pre-payment charges. In case a person realizes some easy cash or has sufficient liquidity to close the ...

Reasons for rejection of your car loan application

Easy financing schemes offered by banks and financial institutions have made purchase of high-value luxury items such as a car really affordable. But many a times, banks reject application for car loan despite an individual earning a decent salary. One of ...