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YES BANK Personal Loan

Loan Name Interest Rate Processing Fee Loan Amount Tenure
Yes Bank Personal Loan 13.99%, Fixed 2.50% of home loan Maximum Rs 40 lakhs 60 months
Details
Documents Required

  • Application form
  • Proof of Address – Passport, Election Voter ID card, Driving License or any other valid form of ID proof (should be at least a year old)
  • Proof of Identity – Aadhaar Card, Driving License, Passport, Election Voter ID card
  • Proof of Income – Bank statement from the last three months
Benefits

  • Faster Processing of loan procedure
  • Easy Documentation procedure
  • Lower interest rates on loans
  • Equated monthly instalments are easy on the borrower's pockets
Eligibility

  • Minimum age of the applicant should be 21 years
  • The maximum age of the applicant should not exceed 58 years (before the completion of loan tenure)
  • One should produce proof of residential stability: Proof of Residence is required to authenticate whether the applicant is living in an own
  • house or parental owned house or rented accommodation.
  • The applicant should be a salaried employee or partnership firm or self-employed individuals or businessmen who are income tax assesses.
  • Proof of Profession: Letter from Employer in case of a salaried individual or official identity card, documents related to the business entity, partnership firm, corporates
Other Details

  • The tenure of a personal loan from YES Bank varies between 12 – 60 months
  • Customers can avail personal loan between Rs 1,00,000 – Rs 40,00,000
  • Processing charges are up to 2.50% of the loan amount (minimum of Rs 999+ applicable taxes)
  • Pre-part payment charges is allowed after repayment of 12 EMI’s
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