How to Make Payment of Income Tax Using Credit Cards and UPI Payments?

Over the last two years, the Income Tax Department has made numerous efforts to make the process of submitting an income tax return (ITR Filing) simple and painless. The Income Tax Department has also created a new portal for form correction and income tax return filing. The income tax department has taken several steps to simplify and ease the filing of individual income tax returns (ITRs). One of these changes is the implementation of a new method of paying taxes. Here is how to pay income tax through credit cards and UPI payments.

How to pay taxes using credit card and UPI

Step 1: Enter your login and password into the e-filing portal.
Step 2: Select the "e-file" menu, then "e-pay tax" and then click on the "New payment"
Step 3: Select "Proceed" for the type of tax you want to pay, such as income tax.
Step 4: Select the assessment year and the tax payment, such as AY 2023-24 and Advance Tax, and then click "continue."
Step 5: Enter the tax breakdown you want to pay (tax, surcharge, cess, etc.) and click "continue."
Step 6: select your preferred option from the five options presented for paying taxes: net banking, debit cards, pay-at-bank counters, RTGS/ NEFT, and payment gateways..
Step-7: To remit taxes, Payment methods include debit/credit card, net banking, and UPI. choose a payment gateway and click "Continue."

Step-8: Click "Pay now" or "Continue."
Step 9: Once you have accepted the terms and conditions, you will be directed to the appropriate bank payment gateway. To remit taxes and complete payment, select the appropriate mode of payment. Rupay, Visa, and Mastercard are the only credit cards accepted.
Step 10: After successfully paying your taxes, you will receive the challan. Taxpayers will receive a confirmation message to the email addresses and mobile numbers they have registered with the e-Filing portal.

Fees for paying taxes through the income tax portal

In contrast to the zero fees for depositing taxes through the NSDL website, there may be fees for depositing taxes through the e-filing income tax portal. However, the fees will be levied based on the option you select. There are no fees if you deposit taxes using one of the three authorised net banking options. Similarly, there will be no additional charges if you pay your taxes with a debit card or at a bank counter of an authorised bank.