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What you should do if your ATM card is stolen or lost?
In such a situation there is no need to panic. Instead, you have to first contact the bank which issued your card and block the card.
It's better you note down the customer care number of your bank which is printed at the back of your ATM card. If unfortunately, your card gets lost or stolen then you have to call the customer care and ask them to block the card immediately.
It's true that if your wallet is stolen then whoever gets your ATM card will not be able to operate it because for any transaction PIN (Personal Identification Number) is mandatory. Still, you should not lose any time in blocking the ATM card.
The bank will issue a new ATM card to you if you place a request for that. You can place your request for a new ATM card when you call the customer care to block your card. The new ATM card will arrive at your place around 7 working days depending on the bank's convenience. Next the bank will mail you the PIN in another 4-5 working days.
Losing ATM card is something we all don't want. It might happen that you are not left with any more cash to return home or go for some important business. Well, to avoid situations like that you can protect all your cards by Card Protection Plan.
If you have such plan then the customer care will themselves block all your cards. Moreover, they provide emergency cash assistance in your stranded condition. To know more about the plan click here.
Conclusion
Nowadays, we all carry cards and are heavily dependent on them. Gone are the days when we used to carry cash for shopping. Banks offer bonus points on transaction making them more lucrative. However, you have to be careful when you carry cards in your wallet.
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