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Fixed Deposit Interest Rates 2026
Fixed Deposit interest rates are different at banks in India. They also vary based on the amount of money you deposit and the time period for which you deposit it. If you compare the Fixed Deposit interest rates you can choose a Fixed Deposit that suits your financial goals and gives you the returns you expect. Banks give interest rates for short term and long term deposits. Senior citizens may also get interest rates on certain Fixed Deposits. Before you invest you should think about the time period of the deposit the amount you will get at the end the rules for withdrawing money before the end of the term and how you will get the interest. Look at the Fixed Deposit interest rates that top banks in India are offering compare the returns understand how the interest on Fixed Deposits is calculated and learn about the rules for Tax Deducted at Source.
41 Results found
| Bank Name | Tenure | Deposit Amount | General | Senior Citizen | |
|---|---|---|---|---|---|
| Jana Small Finance Bank | 2 Yrs - 3 Yrs | Below 10 lakh | 8.25 | 8.75 | |
| Equitas Small Finance Bank | 888 days | Below 3 Cr | 8.05 | 8.55 | |
| Ujjivan Small Finance Bank | 18 M | Below 3 Cr | 8.05 | 8.55 | |
| Fincare Small Finance Bank | 18 M | Below 2 Cr | 8.00 | 8.50 | |
| Suryoday Small Finance Bank | 5 Yrs | Below 2 Cr | 7.90 | 7.90 | |
| ESAF Small Finance Bank | 444 days | Below 3 Cr | 7.75 | 8.25 | |
| AU Small Finance Bank | 18 M | Below 3 Cr | 7.75 | 8.25 | |
| Slice small finance bank | 1 Yr 6 month 1 day | Up to 5 Cr | 7.75 | 7.75 | |
| Utkarsh Small Finance Bank | 2 Yrs | Below 2 Cr | 7.50 | 8.00 | |
| Unity Small Finance Bank | 1 Yr | Below 3 Cr | 7.50 | 8.00 | |
| Shivalik Small Finance Bank | 1 Yr 10 M | Below 2 Cr | 7.50 | 8.00 | |
| IDFC FIRST Bank | 500 days - 3 Yrs | Below 3 Cr | 7.35 | 7.60 | |
| Union Bank of India | 456 days | Below 3 Cr | 7.30 | 7.80 | |
| Jammu & Kashmir Bank | 888 days | Below 3 Cr | 7.30 | 7.80 | |
| Yes Bank | 18 M 1 day to < 24 M | Below 3 Cr | 7.25 | 7.75 | |
| Bandhan Bank | 3 Yrs to < 5 Yrs | Below 3 Cr | 7.25 | 7.75 | |
| Tamilnad Mercantile Bank | 567 days | Below 3 Cr | 7.25 | 7.70 | |
| RBL Bank | 18 M - 36 M | Below 3 Cr | 7.20 | 7.70 | |
| Capital Small Finance Bank | 1 Yr to < 5 Yrs | Below 2 Cr | 7.15 | 7.65 | |
| DCB Bank | 37 M - 38 M | Below 3 Cr | 7.10 | 7.60 | |
| Karnataka Bank | 555 days only | Below 3 Cr | 7.00 | 7.50 | |
| Punjab and Sind Bank | 666 Days | Below 3 Cr | 6.85 | 7.35 | |
| Federal Bank | 15 M | Below 3 Cr | 6.80 | 7.30 | |
| Kotak Mahindra Bank | 2 Yrs to < 3 Yrs | Below 3 Cr | 6.80 | 7.30 | |
| IndusInd Bank | 1 Yr 1 month - 3 Yrs | 3 Cr to Below 5 Cr | 6.75 | 7.25 | |
| Indian Overseas Bank | 444 Days | Below 3 Cr | 6.60 | 7.10 | |
| Punjab National Bank | 444 Days | Below 3 Cr | 6.60 | 7.10 | |
| UCO Bank | 535 days | Below 3 Cr | 6.60 | 7.10 | |
| Dhanalakshmi Bank | 5 Yrs - 10 Yrs | Below 3 Cr | 6.60 | 7.10 | |
| South Indian Bank | 1 Yr | Below 3 Cr | 6.60 | 7.10 | |
| ICICI Bank | 3 Yrs 1 Day - 5 Yrs | Below 3 Cr | 6.50 | 7.10 | |
| HDFC Bank | 3 Yr 1 day to < 4 Yrs 7 M | Below 3 Cr | 6.50 | 7.00 | |
| Nainital bank | 18 M to <= 2 Yrs | Below 3 Cr | 6.50 | 7.00 | |
| IDBI Bank | 2 Yrs to < 3 Yrs | Below 3 Cr | 6.50 | 7.00 | |
| Bank of India | 1 Yr | 3 Cr to Below 10 Cr | 6.50 | 7.00 | |
| Axis Bank | 5 Yrs - 10 Yrs | Below 3 Cr | 6.45 | 7.20 | |
| State Bank of India | 2 Yrs to < 3 Yrs | Below 3 Cr | 6.40 | 6.90 | |
| Bank of Maharashtra | 365 Days | Below 3 Cr | 6.40 | 6.90 | |
| Bank of Baroda | 3 Yrs - 5 Yrs | Below 3 Cr | 6.30 | 6.90 | |
| Central Bank of India | 2 Yrs to < 3 Yrs | Below 3 Cr | 6.25 | 6.75 | |
| Indian Bank | 1 Yr to < 2 Yrs | Below 3 Cr | 6.20 | 6.70 |
Best Fixed Deposit Interest Rates in India
Banks give interest rates on Fixed Deposits based on the time period the amount of money and the type of customer. Compare the Fixed Deposit interest rates in India to find a good option for your savings.
The interest rate on a Fixed Deposit can make a difference in the amount you get at the end especially if you keep the deposit for a long time. Before you invest compare the rates at banks and check the terms and conditions.
Highest Fixed Deposit Interest Rates
Are you looking for the Fixed Deposit interest rates in India? Banks and other financial institutions change their deposit rates from time to time. The highest rate may be available for a time period or for a certain type of customer not for all Fixed Deposits.
Compare the rates and choose a time period that gives you a good balance between attractive returns and your financial needs.
Fixed Deposit Interest Rates Offered by Banks
Different banks give interest rates for different Fixed Deposit time periods. The rate may also be different based on whether you're a regular customer or a senior citizen.
Compare the Fixed Deposit interest rates at banks for various time periods before you open a Fixed Deposit. Check the minimum amount you need to deposit the time period, the rules for withdrawing money before the end of the term and other conditions.
Fixed Deposit Interest Rates for Senior Citizens
citizens usually get an extra interest rate on Fixed Deposits in addition to the standard rate that regular customers get. The extra rate and the time period for which it is available can vary from one bank to another.
Senior citizens should compare the Fixed Deposit interest rates for citizens with the regular rates to see which bank and time period give better returns.
How Is Interest Calculated on Fixed Deposits?
The interest on a Fixed Deposit is calculated based on the amount you deposit the interest rate and the time period. Depending on the type of Fixed Deposit the interest may be paid regularly. Added to the principal amount at regular intervals and paid at the end.
For example if you deposit ₹1 lakh in a Fixed Deposit the amount you get at the end will depend on the interest rate, the time period and how often the interest is added to the principal. You can use a Fixed Deposit interest calculator to estimate the interest you will earn and the amount you will get at the end before you invest.
TDS on Fixed Deposit Interest
The interest you earn on a Fixed Deposit is subject to Tax Deducted at Source when certain conditions are met. The rules and conditions for TDS can vary based on your situation and the tax laws in place.
You should consider the interest you earn from a Fixed Deposit when you calculate your taxable income. Check the tax rules before you make any investment decisions.
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