Axis Atlas Vs HSBC TravelOne Vs HDFC Regalia Gold: Which Travel Credit Card Offers The Best Rewards In 2026?

Travel credit cards have become an essential tool for passengers who want to explore the world without any financial hassles. The cards vary widely in their reward structures and fees, depending on how often you travel. In this article, we will compare the Axis Atlas credit card, the HSBC TravelOne credit card, and the HDFC Regalia Gold credit card to determine which one offers the best rewards for travellers.

So first, let us take a look at the significant features of these travel credit cards

Axis Atlas credit card features

On cards sourced from April 20, 2024, onwards, 2500 EDGE Miles are offered as a welcome benefit upon first transaction on the Atlas credit card within 37 days from the date of card issuance.

• Five EDGE Miles will be credited to the cardholders' EDGE miles account for every Rs 100 spent.
• One EDGE Mile is equal to Rs 1.
• Earn accelerated EDGE Miles on travel spends, which can be redeemed across more than 20 travel partners in the ratio 1:2.
• Exclusive access to domestic and international lounges for primary cardholders and accompanying guests.

Besides the above-mentioned general benefits, the card extends tier-based benefits to users based on the cumulative spending made in a year.

HSBC TravelOne credit card features

Customers who log on to the HSBC India Mobile Banking app and spend Rs 10,000 within the first 30 days of opening the credit card account will get Rs 1,000 cashback, Rs 3,000 PostCard voucher, and 3 months' EazyDiner Prime Membership as welcome rewards.

• Get 15 per cent on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.
• Save up to 20 per cent at select duty-free stores within India.
• Save more by booking via StayVista.
• Instantly convert Reward points to Air Miles 1 to 1 in the app
• Earn 4 reward points for every Rs 100 spent on flights, travel aggregators and in foreign currency.
• Get 6 local and 4 international airport lounge visits every year.

HDFC Regalia Gold credit card features

• Rs 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
• Complimentary lounge access at over 1000 airports.
• 4 Reward Points on every Rs.150 spent.
• Complimentary Swiggy One and MMT Black Gold membership

Each card offers a distinct mix of rewards and privileges, making it important for travellers to assess all the aspects before choosing the right one. The Axis Atlas credit card stands out for frequent flyers who want strong travel-focused rewards and the flexibility to redeem miles across multiple airline and hotel partners. The HSBC TravelOne credit card is well-suited for travellers who prefer instant rewards, travel discounts, and added perks such as insurance and dining benefits. Meanwhile, the HDFC Regalia Gold credit card appeals to users looking for milestone-based rewards, extensive lounge access, and lifestyle memberships alongwith travel benefits. Choosing the right travel credit card ultimately depends on your travel habits and spending patterns.