Last Minute Reminder! Invest in These Special FDs To Get Higher Interest Rates

Several banks are offering special fixed deposit (FD) schemes with higher interest rates, providing a great opportunity for savers to grow their money in smaller duration than regular savings. These offers are available for a limited time, with the last date to invest till March 31, 2025.

SBI Amrit Vrishti FD Scheme

State Bank of India (SBI)'s Amrit Vrishti is a special fixed deposit scheme available for a limited period, offering an interest rate of 7.25% for general citizens and 7.75% for senior citizens. The deposit has a tenure of 444 days. It provides an opportunity to earn a higher interest rate than typical fixed deposits.

This scheme is available only until March 31, 2025, so those interested need to invest before the end of the day to get these rates benefits. It is a good option for people looking to grow their savings with a fixed deposit offering attractive returns, especially for senior citizens who get an even better rate.

SBI Amrit Kalash FD Scheme

SBI's other special FD scheme is for a tenure of 400 days. It offers an interest rate of 7.10% for general citizens and 7.60% for senior citizens, which is higher than what regular fixed deposits typically offer. This scheme allows people to invest for a little over a year, and earn attractive returns. The offer is only valid until March 31, 2025, so those interested in benefiting from these rates need to make their investments before the end of the day. It is a good opportunity for both general and senior citizens to grow their savings with a fixed deposit that offers higher interest rates.

Indian Bank's Special FD Plans: IND Supreme, IND Super

Indian Bank offers two special FD plans: IND Supreme for 300 days and IND Super for 400 days. These schemes provide higher interest rates, with the top rate being 8.05% for super senior citizens (those above 80 years old). The schemes are designed to help people to grow their savings with better returns than regular fixed deposits. However, these offers are available only until March 31, 2025, so anyone interested needs to invest before that date to take advantage of these special rates.

HDFC Bank Special Edition FD

HDFC Bank's special edition Fixed Deposit (FD) offers higher interest rates for a limited time. For an FD with a tenure of 35 months, regular investors can earn an interest rate of 7.35% annually, while senior citizens get a better rate of 7.85%. This extra 0.50% benefit for senior citizens helps them earn more on their deposits. The scheme is available for a limited period, so those interested should consider investing soon to maximize their savings.

IDBI Bank's Utsav Callable FD

The Utsav Callable FD in IDBI Bank is a special fixed deposit plan with variable interest rates based on the tenure you select between 300 and 700 days. The highest interest rate is 7.40% for general residents, 7.90% for senior citizens, and 8.05% for super senior citizens (those over 80), for the tenure of 555-days. Anyone interested in this offer must invest before the end of March 31, 2025, to lock in these alluring interest rates.

Punjab and Sindh Bank Special FD:

Punjab and Sindh Bank also offer a special FD scheme with different interest rates depending on how long you choose to invest. For example, if you invest for 333 days, you will get an interest rate of 7.20%, and if you choose 444 days, you will earn 7.30%. For a bit longer investment of 555 days, the interest rate goes up to 7.45%.

There are also options for 777 days at 7.20% and 999 days at 6.65%. Senior citizens get an extra 0.50% on top of these rates, which means they can earn more on their deposits. This scheme is available until March 31, 2025, for regular citizens. It is a good way to earn higher returns on your savings by choosing a fixed deposit with a longer tenure.

Lock in your money today before the end of the day to avoid missing out on these attractive returns.