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Bank of Baroda FD Interest Rate and Calculator

Interest Rate Calculator

Bank of Baroda Fixed Deposit Interest Rates

Bank of Baroda fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Bank of Baroda fixed deposit interest rate and making the decisions is now very easy.

Less than Rs. 3 cr

Tenure Deposit Amount General Senior Citizen

Rs. 3 cr to Rs 4 cr

Tenure Deposit Amount General Senior Citizen

Above Rs. 4 cr to Rs 5 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 4 Cr to 5 Cr 3.50 4.00
15 - 45 days 4 Cr to 5 Cr 3.75 4.25
46 - 90 days 4 Cr to 5 Cr 6.00 6.50
91 - 180 days 4 Cr to 5 Cr 4.75 5.25
181 - 210 days 4 Cr to 5 Cr 5.50 6.00
211 - 270 days 4 Cr to 5 Cr 5.50 6.00
271 days to < 1 Yr 4 Cr to 5 Cr 5.75 6.25
1 Yr 4 Cr to 5 Cr 6.10 6.60
1 Yr - 15 M 4 Cr to 5 Cr 7.55 8.05
15 M - 2 Yrs 4 Cr to 5 Cr 6.00 6.50
2 Yrs - 3 Yrs 4 Cr to 5 Cr 5.50 6.00
3 Yrs - 5 Yrs 4 Cr to 5 Cr 5.00 5.50
5 Yrs - 10 Yrs 4 Cr to 5 Cr 4.50 5.00

Above Rs. 5 cr to Rs 6 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 5 Cr to 6 Cr 3.50 4.00
15 - 45 days 5 Cr to 6 Cr 3.75 4.25
46 - 90 days 5 Cr to 6 Cr 6.00 6.50
91 - 180 days 5 Cr to 6 Cr 4.75 5.25
181 - 210 days 5 Cr to 6 Cr 5.50 6.00
211 - 270 days 5 Cr to 6 Cr 5.50 6.00
271 days to < 1 Yr 5 Cr to 6 Cr 5.75 6.25
1 Yr 5 Cr to 6 Cr 6.10 6.60
1 Yr - 15 M 5 Cr to 6 Cr 6.00 6.50
15 M - 2 Yrs 5 Cr to 6 Cr 6.00 6.50
2 Yrs - 3 Yrs 5 Cr to 6 Cr 5.50 6.00
3 Yrs - 5 Yrs 5 Cr to 6 Cr 5.00 5.50
5 Yrs - 10 Yrs 5 Cr to 6 Cr 4.50 5.00

Above Rs. 6 cr to Rs 7 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 6 Cr to 7 Cr 3.50 4.00
15 - 45 days 6 Cr to 7 Cr 3.75 4.25
46 - 90 days 6 Cr to 7 Cr 4.25 4.75
91 - 180 days 6 Cr to 7 Cr 4.75 5.25
181 - 210 days 6 Cr to 7 Cr 5.50 6.00
211 - 270 days 6 Cr to 7 Cr 5.50 6.00
271 days to < 1 Yr 6 Cr to 7 Cr 5.75 6.25
1 Yr 6 Cr to 7 Cr 6.10 6.60
1 Yr - 15 M 6 Cr to 7 Cr 6.00 6.50
15 M - 2 Yrs 6 Cr to 7 Cr 6.00 6.50
2 Yrs - 3 Yrs 6 Cr to 7 Cr 5.50 6.00
3 Yrs - 5 Yrs 6 Cr to 7 Cr 5.00 5.50
5 Yrs - 10 Yrs 6 Cr to 7 Cr 4.50 5.00

Above Rs. 7 cr to Rs 8 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 7 Cr to 8 Cr 3.50 4.00
15 - 45 days 7 Cr to 8 Cr 3.75 4.25
46 - 90 days 7 Cr to 8 Cr 4.25 4.75
91 - 180 days 7 Cr to 8 Cr 4.75 5.25
181 - 210 days 7 Cr to 8 Cr 5.50 6.00
211 - 270 days 7 Cr to 8 Cr 5.50 6.00
271 days to < 1 Yr 7 Cr to 8 Cr 5.75 6.25
1 Yr 7 Cr to 8 Cr 6.10 6.60
1 Yr - 15 M 7 Cr to 8 Cr 6.00 6.50
15 M - 2 Yrs 7 Cr to 8 Cr 6.00 6.50
2 Yrs - 3 Yrs 7 Cr to 8 Cr 5.50 6.00
3 Yrs - 5 Yrs 7 Cr to 8 Cr 5.00 5.50
5 Yrs - 10 Yrs 7 Cr to 8 Cr 4.50 5.00

Above Rs. 8 cr to Rs 9 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 8 Cr to 9 Cr 3.50 4.00
15 - 45 days 8 Cr to 9 Cr 3.75 4.25
46 - 90 days 8 Cr to 9 Cr 4.25 4.75
91 - 180 days 8 Cr to 9 Cr 4.75 5.25
181 - 210 days 8 Cr to 9 Cr 5.50 6.00
211 - 270 days 8 Cr to 9 Cr 5.50 6.00
271 days to < 1 Yr 8 Cr to 9 Cr 5.75 6.25
1 Yr 8 Cr to 9 Cr 6.10 6.60
1 Yr - 15 M 8 Cr to 9 Cr 6.00 6.50
15 M - 2 Yrs 8 Cr to 9 Cr 6.00 6.50
2 Yrs - 3 Yrs 8 Cr to 9 Cr 5.50 6.00
3 Yrs - 5 Yrs 8 Cr to 9 Cr 5.00 5.50
5 Yrs - 10 Yrs 8 Cr to 9 Cr 4.50 5.00

Above Rs. 9 cr to Rs 10 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 9 Cr to 10 Cr 3.50 4.00
15 - 45 days 9 Cr to 10 Cr 3.75 4.25
46 - 90 days 9 Cr to 10 Cr 4.25 4.75
91 - 180 days 9 Cr to 10 Cr 4.75 5.25
181 - 210 days 9 Cr to 10 Cr 5.50 6.00
211 - 270 days 9 Cr to 10 Cr 5.50 6.00
271 days to < 1 Yr 9 Cr to 10 Cr 5.75 6.25
1 Yr 9 Cr to 10 Cr 6.10 6.60
1 Yr - 15 M 9 Cr to 10 Cr 7.55 8.05
15 M - 2 Yrs 9 Cr to 10 Cr 6.00 6.50
2 Yrs - 3 Yrs 9 Cr to 10 Cr 5.50 6.00
3 Yrs - 5 Yrs 9 Cr to 10 Cr 5.00 5.50
5 Yrs - 10 Yrs 9 Cr to 10 Cr 4.50 5.00

Above Rs.10 cr to Rs 25 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 10 Cr to 25 Cr 3.50 4.00
15 - 45 days 10 Cr to 25 Cr 3.75 4.25
46 - 90 days 10 Cr to 25 Cr 4.25 4.75
91 - 180 days 10 Cr to 25 Cr 4.75 5.25
181 - 270 days 10 Cr to 25 Cr 5.50 6.00
271 days - 1 Yr 10 Cr to 25 Cr 5.75 6.25
1 Yr 10 Cr to 25 Cr 6.25 6.75
1 Yr - 15 M 10 Cr to 25 Cr 6.00 6.50
15 M - 2 Yrs 10 Cr to 25 Cr 6.00 6.50
2 Yrs - 3 Yrs 10 Cr to 25 Cr 5.50 6.00
3 Yrs - 5 Yrs 10 Cr to 25 Cr 5.00 5.50

Above Rs.25 cr to Rs 50 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 25 Cr to 50 Cr 3.50 4.00
15 - 45 days 25 Cr to 50 Cr 3.75 4.25
46 - 90 days 25 Cr to 50 Cr 4.25 4.75
91 - 180 days 25 Cr to 50 Cr 4.75 5.25
181 - 270 days 25 Cr to 50 Cr 5.50 6.00
271 days - 1 Yr 25 Cr to 50 Cr 5.75 6.25
1 Yr 25 Cr to 50 Cr 6.25 6.75
1 Yr - 15 M 25 Cr to 50 Cr 6.00 6.50
15 M - 2 Yrs 25 Cr to 50 Cr 6.00 6.50
2 Yrs - 3 Yrs 25 Cr to 50 Cr 5.50 6.00
3 Yrs - 5 Yrs 25 Cr to 50 Cr 5.00 5.50

Above Rs.50 cr to Rs 100 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 50 Cr to 100 Cr 3.50 4.00
15 - 45 days 50 Cr to 100 Cr 3.75 4.25
46 - 90 days 50 Cr to 100 Cr 4.25 4.75
91 - 180 days 50 Cr to 100 Cr 4.75 5.25
181 - 270 days 50 Cr to 100 Cr 5.50 6.00
271 days - 1 Yr 50 Cr to 100 Cr 5.75 6.25
1 Yr 50 Cr to 100 Cr 6.25 6.75
1 Yr - 15 M 50 Cr to 100 Cr 6.00 6.50
15 M - 2 Yrs 50 Cr to 100 Cr 6.00 6.50
2 Yrs - 3 Yrs 50 Cr to 100 Cr 5.50 6.00
3 Yrs - 5 Yrs 50 Cr to 100 Cr 5.00 5.50

Above Rs.100 cr to Rs 250 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 100 Cr to 250 Cr 3.50 4.00
15 - 45 days 100 Cr to 250 Cr 3.75 4.25
46 - 90 days 100 Cr to 250 Cr 4.25 4.75
91 - 180 days 100 Cr to 250 Cr 4.75 5.25
181 - 270 days 100 Cr to 250 Cr 5.50 6.00
271 days - 1 Yr 100 Cr to 250 Cr 5.75 6.25
1 Yr 100 Cr to 250 Cr 6.25 6.75
1 Yr - 15 M 100 Cr to 250 Cr 6.00 6.50
15 M - 2 Yrs 100 Cr to 250 Cr 6.00 6.50
2 Yrs - 3 Yrs 100 Cr to 250 Cr 5.50 6.00
3 Yrs - 5 Yrs 100 Cr to 250 Cr 5.00 5.50

Above Rs.250 cr to Rs 500 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 250 Cr to 500 Cr 3.50 4.00
15 - 45 days 250 Cr to 500 Cr 3.75 4.25
46 - 90 days 250 Cr to 500 Cr 4.25 4.75
91 - 180 days 250 Cr to 500 Cr 4.75 5.25
181 - 270 days 250 Cr to 500 Cr 5.50 6.00
271 days - 1 Yr 250 Cr to 500 Cr 5.75 6.25
1 Yr 250 Cr to 500 Cr 6.25 6.75
1 Yr - 15 M 250 Cr to 500 Cr 6.00 6.50
15 M - 2 Yrs 250 Cr to 500 Cr 6.00 6.50
2 Yrs - 3 Yrs 250 Cr to 500 Cr 5.50 6.00
3 Yrs - 5 Yrs 250 Cr to 500 Cr 5.00 5.50

Above Rs.500 cr to Rs 750 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 500 Cr to 750 Cr 3.50 4.00
15 - 45 days 500 Cr to 750 Cr 3.75 4.25
46 - 90 days 500 Cr to 750 Cr 4.25 4.75
91 - 180 days 500 Cr to 750 Cr 4.75 5.25
181 - 270 days 500 Cr to 750 Cr 5.50 6.00
271 days - 1 Yr 500 Cr to 750 Cr 5.75 6.25
1 Yr 500 Cr to 750 Cr 6.25 6.75
1 Yr - 15 M 500 Cr to 750 Cr 6.00 6.50
15 M - 2 Yrs 500 Cr to 750 Cr 6.00 6.50
2 Yrs - 3 Yrs 500 Cr to 750 Cr 5.50 6.00
3 Yrs - 5 Yrs 500 Cr to 750 Cr 5.00 5.50

Above Rs.750 cr to Rs 10000 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 750 Cr to 10000 Cr 3.50 4.00
15 - 45 days 750 Cr to 10000 Cr 3.75 4.25
46 - 90 days 750 Cr to 10000 Cr 4.25 4.75
91 - 180 days 750 Cr to 10000 Cr 4.75 5.25
181 - 270 days 750 Cr to 10000 Cr 5.50 6.00
271 days - 1 Yr 750 Cr to 10000 Cr 5.75 6.25
1 Yr 750 Cr to 10000 Cr 6.25 6.75
1 Yr - 15 M 750 Cr to 10000 Cr 6.00 6.50
15 M - 2 Yrs 750 Cr to 10000 Cr 6.00 6.50
2 Yrs - 3 Yrs 750 Cr to 10000 Cr 5.50 6.00
3 Yrs - 5 Yrs 750 Cr to 10000 Cr 5.00 5.50

Above Rs 1000 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days Above 1000 Cr 3.50 4.00
15 - 45 days Above 1000 Cr 3.75 4.25
46 - 90 days Above 1000 Cr 4.25 4.75
91 - 180 days Above 1000 Cr 4.75 5.25
181 - 270 days Above 1000 Cr 5.50 6.00
271 days - 1 Yr Above 1000 Cr 5.75 6.25
1 Yr Above 1000 Cr 6.25 6.75
1 Yr - 15 M Above 1000 Cr 6.00 6.50
15 M - 2 Yrs Above 1000 Cr 6.00 6.50
2 Yrs - 3 Yrs Above 1000 Cr 5.50 6.00
3 Yrs - 5 Yrs Above 1000 Cr 5.00 5.50

Features of Bank of Baroda’s Fixed Deposit

• The fixed deposit schemes are available across all the branches of Bank of Baroda spread across the length and breadth of the country.
• The minimum tenure of the deposit is for a period of 7 days.
• The maximum tenure of deposit is 10 years.
• The minimum investment amount for opening an FD account is Rs 1000.
• The rate of interest on FD ranges from 4% - 7% depending on the tenure of the deposit.
• Nomination facility is available on the deposit schemes.
• The depositor can avail loan facilities on their fixed deposits.
• Maturity amount for a tenure of 5 years is eligible for tax deduction under the Income Tax Act of 1961 under Section 80C whereas the interest amount earned on the deposit is taxable in nature.
• If the annual interest earned on the fixed deposit scheme exceeds Rs 10,000 then the bank levies tax on the interest amount which is known as Tax Deducted at Source (TDS).

Types of Deposit Schemes in Bank of Baroda

• Short Deposits
• Baroda Holiday Saving Recurring Deposits
• Baroda Advantage Fixed Deposits (Non-Callable)
• Baroda Maha Utsav Deposit Scheme
• Fast Access Deposit Scheme
• BOB Suvidha Fixed Deposit Scheme
• Regular Income Plan
• Monthly Income Plan
• Regular Income Cum Recurring Deposit
• Term Deposits
• Baroda Tax Savings Term Deposit
• Capital Gain Account Scheme, 1988

Fixed Deposit Calculator

The fixed deposit (FD) calculator is a tool which helps the investors to check the overall interest rate yields. Most of the banks in India compound interest once in a quarter that is once in three months every year and hence it is important for the investors to understand the maturity value of the initial deposited amount for better financial planning.

One has to just enter the principal amount, the rate of interest, the term of the deposit in the calculator to arrive at the maturity value which includes the yield value. The Reserve Bank of India recently hiked the basis points which in turn led to the rise in the interest rates on term deposits after a long time. With yet another rate hike on cards, the investors have to take maximum benefit from their savings by investing in fixed deposits when the interest rates are high.

FAQs

What is the highest Bank of Baroda FD rate today?

The highest Bank of Baroda FD rate for general citizens is 6.30% p.a. and 6.90% p.a. for senior citizens, on deposits below Rs. 3 crore. This rate applies to the 3 Yrs - 5 Yrs tenure.

What is the lowest Bank of Baroda FD rate today?

The lowest Bank of Baroda FD rate for general citizens is 3.50% p.a. and 4.00% p.a. for senior citizens, applicable on the 7 - 14 days tenure, for deposits below Rs. 3 Crore.

What is the Bank of Baroda FD rate for 1 year?

The Bank of Baroda FD rate for the 271 days - 1 Yr tenure is 6.00% p.a. for general citizens and 6.50% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Bank of Baroda FD rate for 2 years?

The Bank of Baroda FD rate for the 400 days - 2 Yrs tenure is 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Bank of Baroda FD rate for 3 years?

The Bank of Baroda FD rate for the 2 Yrs - 3 Yrs tenure is 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Bank of Baroda FD rate for 5 years?

The Bank of Baroda FD rate for the 3 Yrs - 5 Yrs tenure is 6.30% p.a. for general citizens and 6.90% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the minimum tenure for a Bank of Baroda FD?

The minimum tenure for a Bank of Baroda FD is 7 - 14 days, offering 3.50% p.a. for general citizens and 4.00% p.a. for senior citizens, for deposits below Rs. 3 Crore.

How much extra interest do senior citizens get on Bank of Baroda FDs?

Senior citizens get an additional 0.54% p.a. over the general FD rate across almost all Bank of Baroda tenures.

What is the Bank of Baroda FD interest rate for general citizens?

Bank of Baroda offers fixed deposit interest rates ranging from 3.50% to 6.30% p.a. for general citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What is the Bank of Baroda FD interest rate for senior citizens?

Bank of Baroda offers fixed deposit interest rates ranging from 4.00% to 6.90% p.a. for senior citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What are the available FD tenure options in Bank of Baroda?

Bank of Baroda offers fixed deposit tenures ranging from 7 - 14 days to 5 Yrs - 10 Yrs, so you can choose a duration that fits your savings goal, on deposits below Rs. 3 Crore.

What is the minimum and maximum deposit amount for a Bank of Baroda FD?

You can open a Bank of Baroda fixed deposit with an amount starting from Rs. 1, up to a maximum of Rs. 1000 Crore and above.

How can I check my Bank of Baroda FD balance?

You can check your Bank of Baroda FD balance through online or offline modes. Online, simply log in to the Bank of Baroda internet banking or mobile banking app to view your FD details instantly. Offline, you can visit your nearest Bank of Baroda branch and get your passbook updated for an FD balance enquiry.

Is there a limit on how many FDs I can open with Bank of Baroda?

No, there is no restriction on the number of fixed deposits you can open with Bank of Baroda. You can open multiple FDs across different tenures and amounts based on your financial planning needs.
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