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How to Open Sukanya Samriddhi Account in SBI?


Now, parents can open a Sukanya Samriddhi account for their girl child in State Bank of India (SBI).


This scheme was launched by the government to promote the welfare of the girl child.

This scheme is so designed, it encourages parents to maintain disciplined savings through out the period for their girls which will help them during education or marriage.

How to Open Sukanya Samriddhi Account in SBI?

If individuals who are looking to open this account will be interested in opening in SBI if not Post office as the branches are spread even in rural and remote areas.

How To Open Sukanya Samriddhi Account in a Post Office?How To Open Sukanya Samriddhi Account in a Post Office?

Individuals who are not having an account in SBI can also open the account, by submitting the documents.

Documents required to open in SBI

  • Birth certificate of Girl child
  • Photo ID of parents or legal guardian
  • Address proof of parents or legal guardian
  • Photograph of child and parent

How to Open Sukanya Samriddhi Account in SBI?

  • Fill up the form
  • Submit the documents along with Photo
  • Deposit Cash (Min of Rs 1000)
  • After opening the account, one can deposit by Cash, Cheque or Demand Draft.
Maximum number of accountsUpto two girl children or three in case of twin girls
Minimum and Maximum Amount of DepositMin amount is Rs1000 of initial deposit with annual ceiling of Rs 150000 in a financial year
Tenure of the Deposit21 years from the date of opening of the account
Interest on Deposit8.6%
Tax RebateUnder 80C of the IT Act, 1961

Premature Closure


Premature closure is not suggested and is allowed in the event of death of the depositor or in cases of where there is extreme medical support or life threatening diseases, which is to be authorized by an order by the Central Government.

Irregular Payment

If there is irregular payment in the account, there is a penalty of Rs 50 per year along with the minimum specified amount per year.


50 per cent of the balance lying in the account as at the end of previous financial year for the purpose of higher education, marriage after attaining the age of 18 years.

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