The EPFO has simplified the norms for provident fund withdrawal. Subscribers who are yet to seed Aadhaar and bank details, a new composite claim form has been introduced by the EPFO which has to be submitted with attestation of employers for any claims.
Non-Aadhar Based Full Withdrawal Forms can be used when Aadhar has not been attached with UAN.
In Non-Aadhaar Composite Claim Form more information is required.
Here are the extra things which you need to mention in your Non-Aadhaar Composite Claim Form:
PF account number
Most people do not have the Universal Account Number (UAN) with them. UAN stands for Universal Account Number to be allotted by EPFO. The UAN will act as an umbrella for the multiple Member Ids allotted to an individual by different establishments. UAN helps users to view their accumulated PF funds under one platform. If do not have the UAN number, you can provide your PF number to the EPFO department by mentioning the details in the Composite Claim Form.
For EPFO subscribers, who are yet to seed Aadhaar and Bank details with their UAN, the new Composite Claim Form (Non-Aadhar) replaces the existing Forms No 19, 10C & 31. The new single page Composite Claim Form (Non-Aadhaar) can be submitted with the attestation of employers.
Date of joining the establishment
The date of joining the company should be mentioned in the form. The employees are to fill details of members who have joined the establishment.
Date of Birth
Date of birth of the employee should be given in the form. Date of birth will be present in the Aadhaar card and PAN card. If you do not have these, you need to mention the birth date in the Composite Claim Form (Non-Aadhaar).
Father’s Name, Husband’s name
You need to provide the detailed name of your father or the detailed name of your husband. You also need to certify that the particulars provided by you are true to your knowledge.
Non-Aadhaar card holder needs to carry a copy of canceled cheque or the copy of the first page of their bank passbook. The details on the first page should be clearly mentioned.
The following bank details should be filled:
- Savings bank account number
- Name and address of the bank
- IFSC code
Full postal address
The postal address of the applicant including your pin number, house number etc should be mentioned in the Composite Claim Form (Non-Aadhaar).
PAN card number
Permanent account number or PAN number is a unique 10-digit alphanumeric identity allotted to each taxpayer by the Income Tax Department. Now a days PAN card is serving as an identity proof. To submit Non-Aadhaar Composite Claim Form, having a PAN number is a must. Otherwise, the applicant will be charged more tax. If the services are less than of 5 years, TDS (Tax Deducted At Source) will be deducted. If you have a PAN card number, then TDS will get deducted at 10 per cent, while if you do not have a PAN Card, then the TDS at 34.608 per cent will be deducted from your balance amount. If the total balance is less than Rs 50000, then no TDS is going to be deducted in case
The following things must be there while filling Non-Aadhaar Composite Claim Form
- Employer's signature
- Employer's designation
- Seal of the employer
While submitting Composite Claim Form (both Aadhaar/ Non-Aadhaar) should be duly signed by the EPF subscriber. This signature of the EPF subscriber will be considered as a self-certification. For partial withdrawals, no document would be required to be submitted to the EPFO offices. This Clause is applicable to both the forms, Aadhaar-based or Non-Aadhaar based Composite Claim form.
Reason for leaving service
While filling Non-Aadhaar Composite Claim Form purpose and amount for partial withdrawal should be mentioned in the form. The purpose can be either payment of housing loan/ purchase of the site, house or flat, alteration of house or repayment of housing loan, or closing of the factory, or illness of member or family, the marriage of son, daughter, self, brother or sister, education of children, or natural calamity etc.