RuPay Card is India's answer to MasterCard and Visa. RuPay from India is competing with the widely used Visa, AmEx and others which have dominated the online shopping marketplace over the decade including India.
Amongst the many benefits of RuPay debit card, the most important are that it can be used for online purchases. Post it launched in 2012, this India's smart card could be utilized only in RuPay enabled ATM's. But now it can be used at many places.
Where can you use RuPay Cards?
National Payments Corporation of India (NPCI)'s domestic card payment scheme RuPay is getting more adoption from online merchants. You can shop from over 15000 online shopping sites in India using RuPay cards. Many popular sites allow Indian consumers to purchase stuff from their site using RuPay debit card. These biggest online merchants accept RuPay Cards:
- Future Bazaar
- Home Shop 18
As of now, the card can be used only in India. In India, thousands of ATM's accept RuPay cards. Cash withdrawal limit varies as per the rule set by the card issuing bank. Top 16 Things You Can Do At An ATM
As of now, RuPay card doesn't have international acceptance, but apart from online shopping, RuPay card holders can use it for air travel booking at Jet Airways and train reservation booking at IRCTC.
Utility Bill Payment
For paying your electricity and telephone bills. Recharging your data card at JustRechargeIt.com. The RuPay card holder shall be entitled to cash back for transactions made using the RuPay Platinum Debit Card only. It is offering 5% cash back on utility bill payments, which is valid till 31st March 2018.
LIC, PoS machines
Premium payment of your LIC policy can be done using RuPay card. You can also swap this card at restaurants and malls. Over 8,00,000 point of sale (PoS) terminals with shopping limit as set by banks.