Employee Provident Fund leads to the monthly contribution made by both employee and employer in the context of salary deductions at a defined rate. The allowance is provided for retirement benefits for the employees. Employees are allowed to withdraw the corpus amount at the time of retirement to cover their expenditures at the time of retirement. The Employee Provident Fund is managed by the Employees' Provident Fund Organisation (EPFO). Your employer generates an EPF account automatically on your behalf once you join the organisation and start your work. A Universal Account Number is issued along with a member passbook once the EPF account is established.
You can access your EPF account online using UAN on the official portal of EPF. The EPF passbook consists of specifics of the transaction, contribution, withdrawal amount and so on. The PDF format of your EPF passbook can also be downloaded from the EPFO portal. A member can manage their account online with a registered password after activation of the UAN. With the Universal Account Number (UAN), EPF subscribers can verify and withdraw balance from their EPF corpus. There are several instances, though, where the UAN is not accessible to a subscriber, may have been lost or has not been activated. Considering such instances employees can give a missed call or send an SMS to check their EPF balance.
Steps to check EPF balance without UAN via EPFO portal
- Visit EPFO portal at epfindia.gov.in and click on the option 'Click Here to Know your EPF Balance'
- Now you will be redirected to this link epfoservices.in/epfo where you need to select the "Member Balance Information" tab.
- Now select your state where you reside and EPFO Office
- Now you will be asked to enter your PF account number, name and registered mobile number.
- Click on 'Submit' to check your account balance.
- Note: You can even track your account balance without UAN at passbook.epfindia.gov.in
EPF Balance Check By SMS
Without the UAN number, the SMS service allows you to track your account balance as well.
Just type EPFOHO UAN ENG and send it to 7738299899 from your registered mobile number.
In English, Kannada, Malayalam, Gujarati, Hindi, Bengali, etc., this service is also available for the employees. In Gujarati, if you prefer, you will need to type 'GUJ' instead of English.
In order to use this service please make sure that your mobile number is registered on the UAN portal.
EPF Balance Check By Missed Call
By giving a missed call to 011-229014016 from the mobile number recorded on the UAN portal, you can also get specifics of your PF balance.
How to withdraw EPF corpus without UAN?
Generally, you can withdraw your PF money, either by submitting a physical application or via an online application. That being said, to do so through an online application, you will require an activated UAN, which must also be linked to your Aadhaar, PAN, and bank account respectively. You can pursue the old approach and submit a physical application if you do not have the UAN with you, and you can withdraw funds from your PF account successfully. You need to download the Aadhaar-based new composite claim form or the non-Aadhaar composite claim form for submission of the physical request. In the instance of an Aadhaar-based new composite claim form you must fill it in and submit your PF withdrawal application form at the regional PF office without the employer's certification. You need to fill it up to get it approved in the instance of a non-Aadhaar composite claim form. The PF office requires this to prevent abuse and ensure that no one withdraws the funds on your behalf. Remember that by either any bank manager, a Gazetted Officer or a Magistrate your composite claim form must be attested. You then need to submit the application form to the specific jurisdictional EPFO office after filling it out.
How to find UAN?
Visit EPFO's Unified Member Portal and under the 'Important Links' section click on 'Know Your UAN'. You'll be redirected to a new tab where you will be asked to input certain details such as member ID (printed on your salary slip) or EPF account number, name, date of birth, mobile phone number and email ID. You will get an authorization PIN on the registered mobile number once you have confirmed and submitted these specifics. Your UAN will be sent to the registered mobile number and email upon submission of the above details.