Who doesn't desire a good price when it comes to shopping? Thankfully, we now have a plethora of credit cards that can help you save money and obtain the best deals both online and in physical locations. These credit cards provide simple EMI choices, allowing you to pay in installments. As more consumers choose to purchase online rather than in stores, the demand for online shopping credit cards is increasing. People are buying everything online, from gadgets to food, and they certainly expect to be rewarded for their purchases.
As more consumers prefer online purchasing over in-store shopping, the demand for online shopping credit cards is increasing. People buy everything online, from electronics to food, and they certainly expect to be compensated for their purchases.
Major Things To Look For In A Credit card
A Shopping Credit Card is a fantastic delight for someone who enjoys shopping! It has a slew of advantages that would make a shopper's heart sing. Discounts, accelerated incentives, unique benefits - and some even allow you to convert major purchases into EMIs at no additional cost!
- Cash Back offers
- Special offers
- Exclusive discounts
- Accelerated Rewards Points
- Bonus Rewards Points
- Discounts on air travel and hotel booking
- Conversion of large purchases into EMIs
When purchasing online, there are cards that give particular discounts. Some have ties to specific brands and stores and offer discounts on purchases made there exclusively. Customers can choose from a variety of incentives offered by various cards. It is entirely dependent on the bank issuing the card.
ICICI Amazon Pay Credit Card
The Amazon Pay ICICI Card is one of India's most popular cashback credit cards, with up to 5% cashback on Amazon and 1% flat reward on all other purchases. The card, which is co-branded with one of the largest e-commerce websites, Amazon, swiftly acquired popularity in India, owing to its ‘free for life' feature. Let's take a closer look at the card's specific features and perks to see if it's the best fit for your needs.
In comparison to the Flipkart Axis Bank Credit Card, the Amazon Card offers a lower cashback rate of 1%. True, the card makes more sense if you use Amazon for the majority of your online shopping, but it's free for life, so keeping it in your wallet isn't a bad idea.
Flipkart Axis Bank Credit Card
The Flipkart Axis bank credit card gives you unlimited cashback on some of the most popular applications, including Uber, Swiggy, PVR, Curefit, Myntra, Tata Sky, and others. You can use this card right away when it's been issued, and you'll also get Rs. 2,500 in welcome perks to spend as you wish. To put it another way, the Axis Bank Flipkart credit card comes with attractive incentives that you can take advantage of right away. This Flipkart credit card is a virtual credit card that allows you to make a variety of purchases that are both convenient and economical.
SBI SimplyCLICK Credit Card
Because of its easy eligibility and low annual cost, the SBI SimplyCLICK Card is one of the most popular credit cards on the market. On online purchases with select partners like as Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, and others, the card offers 10X Reward Points. You get 1.25% back on any other online purchases. This implies that for every Rs. 10,000 spent on Amazon, you will receive 1,000 reward points, which can be exchanged for Amazon or Cleartrip gift cards. When the transaction exceeds Rs 2500 you can choose the EMI option. Similarly, Amazon offers welcome gifts of Rs 500, making your buying experience more enjoyable.
Axis Bank Neo Credit Card
Axis Bank Neo Credit Card is ideal for consumers who enjoy shopping on Myntra, BookMyShow, RedBus, FreeCharge, and Jabong, as it has a low registration cost of Rs 250, which is waived after spending Rs 2500 within 45 days.
Myntra, BookMyShow, RedBus, and FreeCharge all provide a 10% discount. In addition, for every 200 INR spent, you will receive two reward points.
HSBC Cashback Credit Card
The HSBC Cashback Credit Card provides you with unlimited cashback on all of your purchases. The card allows you to receive cash back without having to meet a minimum spending requirement, making it one of India's top cashback credit cards.
You may get 1.5 percent cashback on all online purchases and 1 percent cashback on all other purchases with the card. You also get an Rs. 2,250 sign-up incentive, which includes an Rs. 2,000 clear travel coupons for domestic flights and an Rs. 250 Swiggy food delivery voucher. The card also gives you a 20% discount on Swiggy and a 5% discount on Amazon purchases.
Note: Credit card offers change on a regular basis. Before choosing a credit card, make sure to check out the most recent deals and compare credit cards.