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7 Reasons Why You Should Get an American Express Credit Card

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American Express Credit Cards provide personalized perks and rewards so that you get the best benefit from your spendings. American Express always aim to make you experience the stuff you love. An American Express Credit Card provides you with luxurious shopping, dining, travel and much more benefits. American Express Credit Card is a perfect way to handle your expenses which also enables you to experience a premium lifestyle that you need. Take a look at the below-listed 7 reasons before making an American Express Credit Card as your banking and financial partner.

7 Reasons Why You Should Get an American Express Credit Card
 

1. Exciting offers and reward benefits

Having an American Express Credit Card is a perfect way to reap the benefits of a luxury lifestyle. Purchasing an American Express Credit Card enables you to cherish premium benefits such as curated dining experiences, amazing retail offers, travel offers, complimentary airport lounge access, and more. You can also explore customized deals using your American Express Credit Card with Amex Offers. All you need to do is sign in to your net banking account with a single click and grab the deal you need.

2. Membership benefits

Membership Program is a reward programme for American Express Credit Cardholders. Under this programme the more you spend, the more membership reward points you earn. The accumulated reward points can be redeemed against an array of travel rewards, shopping rewards, entertainment rewards and more. Accumulated reward points can also be converted to other loyalty programmes such as airlines (frequent flyer programmes) and lodging (frequent guest programmes).

You can earn reward points and redeem your accumulated reward points on cards like American Express Centurion Card, American Express Platinum Card, American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card, American Express Gold Card, American Express Membership Rewards Credit Card and American Express SmartEarn Credit Card.

7 Reasons Why You Should Get an American Express Credit Card
 

3. Premium concierge service

You are perfectly free to use the Premium Concierge service with the American Express Platinum Reserve Credit Card. A professional team is on hand, responsible for taking care of all the lifestyle needs 24x7. Whether you're waiting with last-minute reservations or even forget to give roses to your love on your anniversary, with American Express platinum concierge service you are completely assured. Under this service, you can get assistance on a 24x7 basis for locating goods/services at your native or abroad, arrangement on your personal occasions or organizing events, booking movie tickets, golf courses, dining and more.

4. Lost card liability

If you lose your card, you can are protected under American Express' Zero Lost Card Liability against all unauthorized transactions on your card account. Immediately report the infringement within 3 days, and the liability will be zero. American Express is enabled to process this easily as their strength is that the authorization / processing / settlement of the transaction does not require third party channels.

5. Emergency card replacement

Living is bristling with challenges and complexities. Hence, prepare yourself with the Emergency Card Replacement Service that instantly replaces your lost American Express Credit Card with a new one in case of lost, stolen or damaged of your card. While you are flying abroad, you easily contact American Express Travel Service Offices or Network Locations or Platinum Corporate Card Services Helpline when you are in India. A new card will be delivered to you free of charge within 2 business days, no matter where you are. For any assistance related to your card, please call Platinum Corporate Card Services Helpline at 0124 2801092 or 1800 419 1092.

7 Reasons Why You Should Get an American Express Credit Card

6. Online fraud protection

American Express aims to continuously secure and track your account in several ways, in an attempt to secure your confidentiality. If the American Express security systems identify symptoms that might have affected your Card or your account, they will take steps to verify your account and notify you instantly. American Express follow different steps to secure your online accounts such as Self-Selected User ID and Password, Automatic Time-Outs, Email Confirmation of Password Recovery and much more.

7. Contactless payment

With your American Express Card, you can take advantage of the added benefit of Contactless payments. It's a convenient and secure way of paying for your purchase of less than Rs 2,000. For such purchases, you do not need to submit a PIN or to sign in. You can also opt to use the Card as a standard Chip and PIN Card, just swipe your card at the terminal and go.

Contactless Cards provided by American Express utilizes the same secure security mechanisms as any other American Express Chip or PIN Card. American Express Contactless purchases are efficient and reliable. You can use your American Express Credit Card at any payment gateway that displays the contactless logo. Currently, contactless payments are authorized at various merchants or retail stores in India as well as abroad.

About the Author

Vipul Das is writing Business and Finance related articles over the years for goodreturns. He has done BCA and has significant experience in the banking and finance sectors.

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