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9 Ways To Check Your SBI Account Balance


SBI account holders can check their account balance through a numerous way without leaving their comfort. A toll-free number, mini statement, mobile banking, net banking, ATM, branch visit, SMS banking (SBI Quick), etc. One can choose any of the methods to check his/her account balance instantly. Scroll down and know the 9 methods to check the balance of your SBI account.


1. SBI Balance Enquiry via Toll-free Number

To check the balance of your SBI bank account via a toll-free number, all you have to do is to dial at 09223766666 from your registered mobile number. Once done you will get the balance details on your mobile.

9 Ways To Check Your SBI Account Balance

2. SBI Balance Enquiry through SBI ATM

As an SBI account holder, you can also use the ATM-cum-debit card issued to you to check your account balance. Just visit your nearest SBI ATM and follow the below-given steps:

  • Insert your SBI ATM-cum-debit card in the ATM card slot
  • Enter your 4-digit ATM PIN
  • Tap on the "Balance Enquiry" option and you are done.

You can also choose the "Mini Statement" option at the ATM to check your last 10 transactions. You can also visit any other ATM branch to check your account balance by generating a mini statement of your account. Note that RBI has reduced the number of free transactions per ATM card. Balance enquiry request carried out at SBI and non-SBI ATMs is also considered as a transaction.


After you reach your free transactions, you'll have to pay processing fees for every transaction that you make in the month. This is one of the key factors why SBI account holders go for online process to check their account balance. Therefore, it is suggested to opt for mobile banking or net banking to check the balance of your SBI account.

3. SBI Balance Enquiry through Net Banking

Registered net banking users can log in to their SBI net banking account by using the login credentials to experience a range of SBI banking facilities which includes balance enquiry too. Follow the steps to check your account balance and more:

  • Visit the SBI net banking page and log in by using your user id and password
  • Once you log in, go to your account section and check the details of your account balance. loans, funds transfer, transaction details, and more.

9 Ways To Check Your SBI Account Balance

4. SBI Balance Enquiry through SMS Service

SBI customers can register for the SMS service using their mobile numbers, using the registered mobile number he/she can check their account balance instantly. To register for the same they must follow the steps described below.

Type: REG (space) Account Number and send it to 09223488888

You will get a confirmation message on your registered mobile number from SBI. You can also use SMS service to experience an array of banking services provided by SBI such as generating a mini statement, cheque book request, e-statement, education loan interest certificate and home loan interest certificate.

5. SBI Card Balance Enquiry

The SBI credit cardholders can use the SMS service to check their balance and other information. Through sending an SMS to 5676791 one can access different information such as available credit and cash limit, block lost or stolen card, last payment status, reward points summary, e-statement subscription, request for a duplicate statement. For balance enquiry, please make sure that your SMS format is BAL XXXX

9 Ways To Check Your SBI Account Balance

6. SBI Balance Enquiry through Passbook

You must keep your passbook updated because it carries all the valuable information related to your transactions. In order to check the current balance, you can use their updated passbook. To update the passbook customer has to visit the nearest SBI branch and it is essential to keep your passbook updated all the time in case you are not a net banking or mobile banking user.

7. SBI Balance Enquiry through Mobile Banking

SBI provides customers with mobile banking services through a number of smartphone applications like SBI Anywhere, SBI Online and SBI Anywhere Saral. Go through the below-given methods to check your account balance using your mobile phone.

SBI Anywhere

  • Download and install the SBI Anywhere app from the default app store of your mobile.
  • Log in with your mobile banking credentials and tap on the 'Balance Enquiry' option.

SBI Online

SBI account holders can conveniently use the SBI online platform to avail SBI banking services at their mobiles such as balance check, account statement, NEFT, IMPS, funds transfer and more. This application has a close user interface as SBI desktop website. Customers can get access to all these banking services instantly by entering the net banking credentials.

SBI Anywhere Saral

SBI Corporate customers can utilize this app to avail banking facilities such as funds transfer, mobile recharge, balance enquiry, mini statement and more. This app can not be used by Retail SBI customers for balance enquiry facility.

9 Ways To Check Your SBI Account Balance

8. SBI Balance Enquiry through Missed Call Service

SBI missed call service enables one to conduct a variety of banking operations simply by triggering a missed call. By using this service you can avail an array of banking facilities such as SBI Balance Check, mini-statement, E-statement, education loan certificate statement, home loan certificate statement, ATM PIN generation, details of car loan and more. To use this service you have to register your mobile number which is a one-time process, just type REG (space) Account Number and send it to 09223488888. Once done you will get a successful activation message on your registered mobile number.

9. SBI Balance Enquiry through USSD

Unstructured Supplementary Service Information, termed as 'USSD', is a GSM network topology used for transmitting information between a cellular phone and a network service program. If you have an active SBI account, you can use this service by registering for the USSD service. To use USSD for SBI Balance Enquiry please follow the below-listed steps:

  • Dial *595# and enter your User ID
  • From the set of options choose 'Option 1' and then select from 'balance enquiry' or 'mini statement'.
  • Enter your MPIN and submit

Process to register for SBI Balance Enquiry using USSD

In the following format, account holders who wish to register for SBI Balance Enquiry using the USSD service are required to send SMS.
Type MBSREG and send it to 9223440000 or 567676

Note: As an SBI account holder you will get a "User ID" and default "MPIN" via SMS on your registered mobile number.

About the Author

Vipul Das is writing Business and Finance related articles over the years for goodreturns. He has done BCA and has significant experience in the banking and finance sectors.

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