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Aadhar Pay: This Payment Mode Is Secure With No Smartphone Requirement


This is a payment system enabling merchants to collect payments from a customer using his or her Aadhaar number as well as biometric authentication. This works by debiting the designated from the customer's bank account seeded with Aadhaar.


Aadhaar Pay features:

Aadhaar Pay features:

  • Inter-operable
  • Instant transfer, 24X7 availability
  • No secondary devices or add ons required for customers to make payments like cards and smart phone
  • Secure and safe as it is based on biometric authentication.
How Aadhaar Pay is beneficial to customers?

How Aadhaar Pay is beneficial to customers?

Here the smartphone device is not required for making payments. This is the biggest advantage of Aadhaar Pay. Further there is no need to maintain a repository for this payment mode when it comes to ID and passwords. Also, it is secure as the payment gets processed only after biometric authentication.

How to make payment using Aadhaar Pay?

How to make payment using Aadhaar Pay?

In this process, if the payment has to be made via Aadhaar Pay for some bill etc. then the merchant selects the payment collection mode as Aadhaar Pay and thereupon the customer confirms his or her Aadhaar number.

Also, he needs to choose the Aadhaar seeded bank from the list. Thereafter he needs to give his thumb impression over the biometric scanner. . Fingerprint will work as a password for the payment.System tallies fingerprints with the available data in Aadhaar database. If it matches, the transaction is successful.

Story first published: Friday, February 4, 2022, 16:10 [IST]
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