The banking system is becoming more advanced and versatile, and the latest trend is to withdraw money from ATMs without having to carry your debit or credit card. Several banks have started offering 'Cardless Cash Withdrawal' from ATMs. Not only that, but the mentioned banks impose a limit on cardless cash withdrawals as well as transaction fees. This service can be used to send money to someone or to withdraw cash from an ATM. All you need in both cases is your smartphone, which will assist you in notifying the transaction's status. Customers must first download the respective bank's mobile app and then visit a specific bank ATM to use cardless cash withdrawal.
How to withdraw cash from SBI ATM without a debit card?
Step 1: Download app YONO
Step 2: Click on 'Yono Cash'
Step 3: Select the account number
Step 4: Enter the amount that needs to be withdrawn
Step 5: You will receive an SMS containing the YONO cash transaction number and the 'YONO cash PIN.'
Note: The cash withdrawal must be completed at the nearest ATM within the next 30 minutes.
Step 6: Visit the SBI ATM
Step 7: 'YONO Cash' on the ATM screen
Step 8: Enter the YONO cash transaction number
Step 9: Enter the amount
Step 10: Enter YONO cash PIN
Step 11: Authenticate the transaction and collect cash
How to withdraw cash from ICICI ATM without a debit card?
Step 1: Download ICICI bank's iMobile app
Step 2: Under services and click on the cardless cash withdrawal option
Step 3: Enter the amount and select the account to be debited
Step 4: Enter 4-digit temporary PIN
Step 5: Confirm details and click on submit
Note: On the registered mobile number, a message with a unique 6-digit code will be received. This six-digit code is only good for six hours.
Step 6: Visit a ICICI bank ATM
Step 7: Enter the details such as registered mobile number, temporary 4-digit code, 6-digit code
Step 8: Enter the withdrawal amount
Step 91: Confirm the transaction's
On successful authentication of all of these parameters, cash will be distributed.
How to withdraw cash from Kotak Bank ATM without a debit card?
Step 1: Log in to Mobile or Net Banking
Step 2: Click on the 'Banking' tab
Step 3: Select Cardless Cash Withdrawal (IMT) and Select 'Self Withdrawal'
Step 4: Set a 4-digit sender code.
Step 5: Re-enter the 4 digit sender code and confirm
Note: On your registered mobile number, you will receive another four-digit SMS code, which must also be entered at the ATM.
Step 6: Visit Kotak ATM
Step 7: Select the option 'Withdraw cash without card (IMT)'
Step 8: Enter the mobile number
Step 9: Now enter the 4-digit sender code
Step 10: Enter the exact amount to withdraw and Collect your cash
How to withdraw cash from Axis Bank ATM without a debit card?
Step 1: Log in to your net banking account of Axis Bank
Step 2: Enter beneficiary details
Step 3: Enter the amount
Step 4: Set a sender's code.
Note: The beneficiary will need this code to withdraw the money from the ATM.
Step 5: Beneficiary should select the option of IMT
Step 6: Click on 'Withdraw IMT'
Step 7: Enter the details received over his phone.
The sender's code, the SMS code, and the IMT amount are all included in the IMT details.
Step 8: Confirm the details and Submit
When the bank confirms that all of the details are correct, the cash is dispensed from the ATM machine.