How to Check CIBIL Score By PAN Card?

The CIBIL score is a vital element in your credit report that lenders carefully assess before approving any new credit application. Fortunately, checking your CIBIL score using your PAN card is a quick and straightforward process that can be done for free. By providing your PAN card details and basic information like your registered mobile number, date of birth, PIN code, and email address, you can access your free CIBIL report and receive monthly score updates. Here are the simple steps to check your CIBIL score using your PAN card.

What is CIBIL Score?

The Credit Information Bureau (India) Limited (CIBIL) is the most well-known of the four credit information companies licensed by the Reserve Bank of India. The CIBIL Score ranges from 300 to 900 and is a three-digit numerical summary of your credit history, rating, and report. The better your score, the lower it is. The CIBIL score is extremely important in establishing creditworthiness.

Check CIBIL Score free by PAN number-

• Visit the official website of CIBIL
• Click on the 'Get Your Credit Score' link in the upper right corner, or
• Directly go to https://www.cibil.com/creditscore/.
• Select a subscription method
• Enter PAN Card number.
• Enter email ID and date of birth
• Choose the Gender
• Enter the captcha code
• Accept the terms and conditions
• Click 'Proceed to Payment'.

Why are PAN Card Details Required to Check the CIBIL Score?

PAN Card serves as a widely recognized identification document, uniquely identifying individuals through their PAN Card number. Additionally, PAN is linked to most individuals' financial and bank accounts. This association makes it convenient for credit bureaus to locate your credit information efficiently. Cibil score by pan card number is used only to locate and authenticate credit information.

If you don't possess a PAN Card, there are alternative methods to request your CIBIL score. You can use the identity proof number mentioned on your Passport, Voter ID, or Driver's License to proceed with the CIBIL score request.