The introduction of Credit Card has bought in a new change in the way financial transactions conducted. The so-called plastic money lets its user borrow funds from the issuer up to a pre-approved limit to pay for their purchases. The borrowed money should be repaid within the specified time to avoid charges.
All that the user has to do is to swipe the card to make a payment at the point of service or use it for carrying on online transactions. The credit card detail secured with the card issuer and the cardholder should never reveal any information related to the card with anyone to avoid fraudulent activities.
SBI, the State Bank of India is one of the prominent leading banks in India which provides credit card services to its customers. Once the applicant has applied for a credit card, they can track the status of their application either through online or offline mode.
Let's understand as to How to Check SBI Credit Card Application Status?
Procedure to Track SBI Credit Card Application Status Online
The State Bank of India which has its official web portal through which interested customers can apply for a credit card based on their requirements. Applying for a credit card via SBI's official portal is an easy process wherein the applicant can track the status of their application using the application number or without it.
Here are the given steps to follow to track the application status of SBI Credit Card through Online.
Step 1: First, visit the official home page of State Bank of India (SBI) and click on the 'Credit Cards' tab found on the navigation bar.
Step 2: Scroll down and find the option 'Track Application' and 'Retrieve Application' in the page.
Step 3: Now enter the application or the reference number in the given space and click on 'Track' option. (if you either have the application number or the reference number)
Step 4: In case if you do not have anything in handy, then click on 'Retrieve Application' option.
Step 5: If you have selected Retrieve Application, then it will prompt the applicant to enter their Date of Birth and PAN Card Number.
Step 6: Enter the necessary details and click on 'Retrieve' option.
Step 7: You will now receive the status of your SBI credit card application. It could either be in progress or approved or put on hold or dispatched or disapproved.
Procedure to Track SBI Credit Card Application Status Offline
The applicants can also track the status of their SBI Credit Card application through offline mode by calling up the SBI Credit Card Customer Care Number. The State Bank of India provides two helpline numbers, they are:
Note: If the applicant is using the second number, then they will have to prefix their local STD code of their region to get the details of the credit card application status.