How to Connect With HDFC Home Loan Related Services On Whatsapp?

What is Home Loan?

A home loan is a secured loan that a customer can use to purchase a home. The property could be a developer's under-construction or ready property, a resale property, the construction of a housing unit on a plot of land, the improvement and extension of an existing house, or the transfer of your existing home loan from another financial institution to HDFC. A home loan is repaid in equated monthly instalments (EMI), which include a portion of the borrowed principal plus interest.

 

How to Enable HDFC Home Loan Related Services On Whatsapp?

HDFC is offering instant home loan approval using Whatsapp. Through this "Spot Offer," HDFC will provide buyers with in-principle home loan approval via WhatsApp within two minutes.

Step-1: Go to https://portal.hdfc.com/whatsapp/register-account

Step 2: Enter your mortgage account number and birth date.

Step 3: Click Submit to gain access to services.

"HDFC Home Loans is now on WhatsApp!" announced HDFC in a tweet last year. Get answers to your Home Loan questions 24 hours a day, 7 days a week. Go to https://bit.ly/3uqdAQb to start chatting with us on WhatsApp."

To gain access to a variety of services, save the number 98670 00000 and text HI to it.

The home loan spot offer facility is available 24 hours a day, seven days a week. There is no 'waiting time' for the home loan approval letter, which is an added bonus. This service is available to salaried Indian residents. They will not have to wait for a home loan approval letter because there is none.

Available Services

• Loan account details
• Provisional income tax certificates
• Final interest certificate for the two years preceding the request
• Current year account statement
• Account statement for the two years preceding the request
• any important communication or awareness messages

How to enable HDFC WhatsApp Banking

HDFC Bank Account Holders can use WhatsApp Banking by texting 'Hi' to the number 70700 22222.

Account Holders of HDFC Bank

Account holders must add the number 70700 22222 to their contact list and send a 'Hi' WhatsApp message from their registered mobile number. Continue by entering the last four digits of your Customer ID and the OTP received on the registered mobile number.

HDFC Bank Credit Cardholders

You must save the number 70700 22222 in their contact list and send a WhatsApp message 'Hi' from their registered mobile number for HDFC Bank Credit Cardholders. To continue using the service, enter the last four digits of your credit card number as well as the OTP sent to your registered mobile number.

For HDFC Bank Loan Customers

You must add the number 70700 22222 to their contact list and send a 'Hi' WhatsApp message from their registered mobile number. To continue, enter the loan amount and the OTP received on the registered mobile number.

It should be noted that HDFC Bank does not support fund transfers via WhatsApp Banking. Account Holders can transfer funds via HDFC netbanking, HDFC mobile banking, UPI, or by visiting the bank.