A loan serves as a stepping stone toward achieving one's goals. LIC home loans offer a wide variety of home loans that will fulfil your needs at one of the lowest interest rates available. LIC home loans cater to all types of customer base viz., salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility. A home loan is typically a 15-20-year commitment. Many things, including a customer's personal financial situation, interest rates, and the state of the economy, can change during this time. It's critical to keep track of the amount owed on your home loan at all times. The certificate shows you how much you owe on your LIC home loan over the course of a year. Information about the borrower, home loan account number, interest amount, principal amount, actual repayment, and expected repayment are all included in the home loan statement. The home loan statement from LIC Housing Finance is also known as the LIC Housing Finance home loan provisional certificate.
If you are already a LIC home loan borrower and you want to download your home loan statement, here is the process;
How to Download LIC Home Loan Statement Online?
Step 1: Visit the official LICHFL website
Within the "Customer Portal" tab, there are two options. These are applicable to both new and existing customers.
Step 2: Select the ˜New Customers option
Step 3: Enter the loan details such as home loan account number, amount, DOB
Step 4: Click submit button
Step 5: Now enter your Email ID, New Username, and password
Following the submission of these details, LICHFL will send you an email with an activation link as well as the username and password you provided.
Step 6: Click on the activation link (email)
Step 7: On the new page- Log in using your username and password
Step 8: Select the "Loan Status Report"
Step 9: Select home loan account and Click the "Go" button
After that, you'll be able to see the following information.
- The home loan amount approved by LIC
- Loan sanctioning date
- Home loan interest rate
- Date of payout of the home loan
- EMI status
- Interest and principal details
How to Generate and Download Home Loan Statements?
Step 1: Log in to your account
Step 2: Click on the "Repay Certificate" option
Step 3: Select the home loan account number
Step 4: Choose the required financial year
Step 5: Click on "Go" for the generation of the statement
How to get LIC Home Loan Provisional Certificate through Net Banking?
Step 1: Visit the LIC net banking portal
Step 2: Click on the login page
Step 3: Enter your user id and password allocated for the net banking services.
Step 4: Click on the 'Enquiries' tab.
Step 5: Select the 'Home loan provisional certificate' option.
Step 6: Enter your home loan details
The LIC home loan statement appears after you've entered your information. You can either view, print, or download your LIC home loan statement online.
How to get a LIC Home Loan statement Offline?
Pay a visit to the LIC branch closest to you. Request a home loan statement form and fill in all required information, including the applicant's name, PAN number, date of birth, home loan account number, applicant's email address, and contact information, and submit it with the required documents
When LIC Home Loan Statements are required?
The LIC provisional certificate assists home loan borrowers in keeping track of their loan activities on a regular basis. It informs borrowers about upcoming home loan EMIs, the amount due, the amount paid, and the remaining loan term. The tax certificate from a LIC home loan also tells you how much tax you owe. Deductions for taxes must be claimed.