How To Generate Or Change SBI Credit Card PIN?

Published: Friday, September 24, 2021, 11:27 [IST]

State Bank of India, the country's largest lender, offers a variety of credit cards categorized as Lifestyle Cards, Reward Cards, Shopping Cards, Travel & Fuel Cards, Banking Partnership Cards, and Business Cards to help you discover the perfect fit for your needs. That being said, if you are a first-time SBI Credit Card user or have recently registered for a new card, the next step is to generate your card PIN, popularly known as your credit card PIN. Generating a credit card PIN in the offline mode may be a difficult, time-consuming, and inconvenient operation. Let's skip that and talk about how to generate your SBI Credit Card PIN online from the convenience of your comfort space.

Steps to generate SBI Credit Card PIN online

By following the steps below, new SBI Credit Cardholders can generate their card PIN online.

Visit sbicard.com and sign in to your SBI Card Online account using the required credentials i.e. User ID and password.
Now head to the "My Account" section on the left-hand side menu and click on 'Manage PIN'
From the drop-down box select the credit card for which you want to generate PIN.
Now you will get a One Time Password (OTP) on your registered mobile number which you need to enter in the required space.
Enter the ATM PIN that you want to set and click on 'Submit'
Post successful verification, your card PIN will be successfully generated.

How to generate SBI Credit Card transaction PIN through Chatbot ILA?

Login to Chatbot ILA and submit a query stating "How do I generate transaction PIN for my credit card"
Click on 'Update PIN' and enter the OTP that you will receive on your registered mobile number.
Now click on 'Submit' and enter the new PIN twice
Now click on 'Update PIN' and you will get a successful message on your registered mobile number.

How to generate SBI Add-on Credit Card transaction PIN through Chatbot ILA?

Login to Chatbot ILA and submit a query stating "How do I generate transaction PIN for my credit card"
Now click on 'Add-on Card' and then click on 'Update PIN'
Now you will get a One Time Password (OTP) on your registered mobile number.
Enter the OTP in the required space for verification and click on 'Submit'.
Now enter the new PIN twice and click on 'Update PIN' to complete the process.

How to change SBI Credit Card transaction PIN online?

Login into your net banking account and follow the steps listed below:
Once you logged in to your SBI net banking account, click on Manage Pin'
Now select the card for which you want to change the PIN and click on 'Generate OTP'
Now you will get a One Time Password (OTP) on your registered mobile number.
Enter the OTP in the required space for verification and enter the new PIN twice.
Now click on 'Submit' and you are done.

How to change SBI Credit Card transaction PIN through mobile banking?

SBI mobile banking users can also change their credit card PIN by following the steps listed below:

Sign in to your mobile banking account using the required credentials and click on 'Service Requests' option.
Now click on the 'Manage Pin' option and select the card for which you want to change the existing PIN.
Now click on 'Generate OTP' and you will get a one time password (OTP) on your registered mobile number.
Enter the OTP and enter the new PIN twice in the required space.
Now click on 'Submit' to complete the process.

Steps to generate SBI Credit Card transaction PIN through IVR

Call on SBI Card Customer Helpline number: 1860 180 1290 or 39 02 02 02 (Prefix local STD Code) from your registered mobile number.
Now select option 6 to generate your credit card PIN
Now enter your 16 digit SBI card number, DOB in DD MM YYYY & Card expiry date in MM YY format.
You will now get a One Time Password (OTP) in your registered mobile number.
Enter the 6 digit OTP you received on your registered mobile number or email address
Now select or set a new 4 digit PIN number and re-confirm the same.
Upon successful verification, you will get a successful message on the IVR itself.

Steps to generate SBI Add-on Credit Card transaction PIN through IVR

Call on SBI Card Customer Helpline number: 1860 180 1290 or 39 02 02 02 (Prefix local STD Code) from your registered mobile number.
Now enter your 16 digit SBI Add-on Card number and DOB in DD MM YYYY and the expiry date in MM YY format of Add-on Card.
Now select option 6 to generate your credit card PIN
You will now get a One Time Password (OTP) in your registered mobile number.
Enter the 6 digit OTP you received on your registered mobile number or email address
Now select or set a new 4 digit PIN number and re-confirm the same.
Upon successful verification, you will get a successful message on the IVR itself.

Fees and charges on SBI Credit Card cash withdrawal

When you withdraw money from an ATM, you will be levied a cash advance fee. A fee of 2.5 percent or Rs. 500 (whichever is higher) will be levied for domestic cash withdrawals and a fee of 2.5 percent or Rs. 500 (whichever is higher) will be charged for international cash withdrawals.
You'll additionally have to pay a service charge (3.5 percent per month & 42 percent per year, respectively) on cash withdrawals, starting from the day you collected the money from the ATM and ending with the date of settlement or payback of the entire amount.
For additional information or lodge any query you can call SBI Card helpline on 1860 180 1290.