How to Make Paytm UPI LITE Payments Without UPI PIN?

UPI LITE enables users to make quick payments up to Rs 200 without inputting their UPI PIN. A maximum of Rs 2,000 can be contributed to UPI LITE twice every day, bringing the total daily use to Rs 4,000. Paytm UPI uses the most recent UPI LITE technology for successful payments and provides three levels of bank-grade security. Moreover, UPI LITE payments will not be shown in the passbook, providing the user with an uncluttered bank statement. When you add money to your UPI LITE balance, it simply makes one entry.
Paytm UPI LITE enables speedier real-time transactions by eliminating the need for a 4-6 character PIN. Paytm UPI is the most popular option among customers because of its simplicity, convenience, enhanced user experience, security, and compatibility. It is a 'on-device wallet' that enables real-time small value payments, reducing the stress on the main banking infrastructure of remitter institutions.
Customers of UPI may currently only open UPI LITE accounts. Also, consumers must guarantee that their bank offers UPI LITE functionalities. Customers can transfer their UPI balance back to the same bank account at any time, free of charge. It also simplifies bank statements by requiring simply one entry for all UPI LITE payments.

Paytm UPI LITE seeks to make smaller-value transactions easier, faster, and more seamless. It also enhances UPI transaction success rates while minimising the infrastructure strain on the remitter bank's systems. With one-click single-factor authentication, customers will be able to execute lesser value transactions such as paying for groceries or filling up their phone balance.

How to set up Paytm UPI LITE?

Step 1: Launch the Paytm app and select the 'UPI LITE' option.
Step 2: Choose the appropriate 'Bank Account' for UPI LITE. Choose 'Proceed'.
Step 3: On the 'Add Money to Activate UPI LITE' screen, enter the amount that needs to be added to UPI LITE.
Step 4: After that, consumers may start using Paytm. The UPI LITE
Paytm Payments Bank was the first payments bank to use UPI LITE, which simplifies routine transactions.