How to Pay Income Tax Online Using Paytm, PhonePe, or Google Pay in 2025?

Paying your income tax has become much easier in 2025, thanks to the Income Tax Department's integration of UPI apps like Paytm, PhonePe, and Google Pay (GPay). Now, you can pay your taxes quickly and securely using your smartphone.

Why Use UPI Apps for Tax Payment?

Paying income tax using apps like Paytm, PhonePe, and GPay is easy and quick. It's also safe and very convenient, especially for individuals and small business owners.

It eliminates the need to visit a bank or use net banking, making tax payments more accessible. As the government adds more digital payment options to its platforms, UPI-based tax payments are expected to become the standard method in India.

Here's a step-by-step guide to help you pay your income tax online through these popular apps.

Step 1: Start on the Income Tax Portal

First, go to the official Income Tax Department website at https://www.incometax.gov.in.
Log in using your PAN number and password. Once logged in, look for the "e-Pay Tax" option on your dashboard and click on it. This will take you to the page where you can start the tax payment process.

Step 2: Create a Challan for Payment

Click on the "New Payment" button and select the type of tax you want to pay, such as Advance Tax or Self-Assessment Tax. Then, fill in the required details like the assessment year (for example, 2025-26), the amount you want to pay, and the type of payment.

Once you complete the form, a Challan Identification Number (CIN) will be generated. After that, you will be directed to the payment gateway, where you can choose UPI as your preferred payment method.

Step 3: Choose UPI and Scan the QR Code

From the list of payment options, select UPI. A QR code will appear on your screen.
Now, open your UPI app, Paytm, PhonePe, or Google Pay and use the "Scan & Pay" feature to scan the QR code.

Make sure that the UPI ID in your app matches the one shown on the income tax portal. Enter the exact amount mentioned in the challan and then confirm the payment by entering your UPI PIN.

Step 4: Confirm Payment on the Portal

After you complete the payment, you'll receive a confirmation message on both the UPI app and the income tax portal.

Download and save the payment receipt for your records. It may take a few hours for the payment status to be updated on the portal. You can check this under the "Payment History" section of your dashboard.

Step 5: Save All Details for Future Use

Keep your UPI transaction ID, the challan receipt, and the email confirmation you receive from the income tax portal safe.

These may be needed when you file your Income Tax Return (ITR) or if the Income Tax Department asks for proof of payment. You can also verify your Challan Identification Number (CIN) later on the NSDL or Income Tax website to confirm it has been successfully processed.