How To Track Your Investment Using PAN Card? A Step-By-Step Guide

From mutual funds, the Indian stock market, to debt funds, if you have lost track of your investment portfolio and tools in which you have invested till now, then it is the best time to use your Permanent Account Number (PAN) card to manage your investments.

In many cases, investors have ended up putting their money into investment options like mutual funds, SIPs, tax-saving schemes, or lump-sum investments. That's why in many cases, investors end up losing track of their investments and forget where they have allocated their money.

Missing out on investment allocations may lead to a loss of profits and failure to track opportunities to make a profitable exit. In such cases, investors can use their PAN card details to gather information related to their investment portfolio in Consolidated Account Statement.

What Is Consolidated Account Statement?

Also known as CAS, it is a single, combined statement that provides a comprehensive overview of an investors' financial holdings across multiple platforms, mutual funds schemes, and other investment instruments. A CAS is beneficial to consolidate information from multiple platforms and depositories to provide all the details of investment into one document.

How To Check Investment Portfolio Using PAN Card?

Follow the below mentioned steps to check your CAS using PAN Card. A CAS report offers insight when and when an individual has invested, the units held, current calue, SIP status and total returns received till present.

-Visit official websites like MF Central, CAMS Online, KFintch, NSDL or CDSL.
-Click on 'Request CAS' or 'View Portfolio' option.
-Next step is two enter PAN number, registered email ID and mobile number. On some platforms, investors are also required to enter OTP after adding these details.
-Fill the OTP and opt for monthly email updates. Individuals can also check it once or opt for monthly email updates.

eKYC on CAS

To be able to access the CAS report, it is important for individuals to complete their eKYC process using Aadhaar details and your registered mobile number. Investors are required to complete their eKYC using Aadhaar on CAMS or KFintech websites.

How To Use SEBI's Mitra Platform?

Another method for investors to check their investment portfolio is by using Securities and Exchange Board of India (SEBI)'s platform MITRA (Mutual Fund Investment Tracing and Reclaim Application). The new application was launched in March 2024 for tracing forgotten investments.

If you suspect past investments have been overlooked, use MITRA by entering your PAN number and birthdate to track them down. This tool is especially useful for those who inherited old investments or made offline investments before 2010.

The MITRA platform is useful for individuals even for tracking inherited old investments or engaged in offline investing before 2010. The platform allows individuals to check their portfolio using their PAN number.